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What’s this Episode About?
Alex and Cassie – aka The Thrifty Couple – start off their first podcast episode where everything should start: at the beginning. Note though that this is not just a “get out of debt” podcast, but rather will cover all areas of your financial lives, whether getting out of debt, saving for college, investing for retirement and more!
Let’s start at the beginning: What does it mean to Take Back Your Finances?
We start off sharing some of the details of our beginnings as the prior Unthrifty Couple, starting our marriage on a journey towards $108,000 of consumer debt. We share finally what shook us to the core and drove us towards seeking debt freedom.
One idea we want to communicate is that we know the dark side of debt, knowing the struggles of the Payday loan cycle and being weeks, if not days, away from bankruptcy. We didn’t see the light at the end of the tunnel – and didn’t even think we would ever see that light again. But we paid it off – every cent. And yes, we finally saw that light and share with you the exact path we used to find it.
Our goal of sharing this with you is to establish that we have a good understanding of what being that deep in debt can cause in your family, your relationships, and even your own emotions. When readers share their feelings of dread and hopelessness, we understand too well what they are saying. We’ve been there. But we also dug ourselves out and want to share the tips we learned – and used – to pay off our own debt to help provide encouragement along the way!
Some of what you will hear:
- A very creative, yet very unwise, way we found to go on travel. DON’T DO THIS!
- Transparency – we want to relate to you and be honest with you where we’ve been
- Just how intimate of a subject is money?
- How NOT to define a budget
- How does a crash diet relate to a family getting out of debt?
- The shampoo method of paying off your debt – get in, get out, repeat
- What does a gradual and sustainable debt payoff strategy look like?
What does it mean to Take Back Your Finances?
- Review the emotional side of debt
- Discuss when you need to Take Back Your Finances
- Not just getting to a point that everything is just ok, but planning for the future
- It’s a lifelong process consisting of different stages
Our 2% Tip of the Week:
- Start cutting your budget where we not only recommend, but where we started ourselves
- Cut out the head-smack charges
- We share places to look for those charges
Resources mentioned in this podcast:
- Check out our book, The 2% Rule to Get Debt Free Fast: An Innovative Method To Pay Your Loans Off For Good
- We created a 64-page workbook to give you the tools and the resources to help you pay off your debt. You can see the digital version or the printed version.
Don’t Miss an Episode
If you want to make sure that you never miss an episode we encourage you to sign up for our Take Back Your Finances Podcast list. As part of this list we will also send you additional resources from the latest podcast episode like checklists or related worksheets to help you implement that weeks topic – only for members of this list! Plus, just for signing up we’ll send you our copy of How to Build Your $1,000 Emergency Fund in 30 Days (a $5 value) just for signing up!
Play this episode:
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Or listen to it right here:
You can download this episode from Podbean or listen to it here as well!
Finally, as we share in this episode,
if we help anyone, then it makes everything we do worth it!
If we and this podcast have been a blessing to you in any way, we would greatly appreciate a favorable review in iTunes or Google Play. Our goal is to reach more people with this message of hope and your review will help in doing that. Thank you!!
Aundraya Meyer
You rock!!
Cynthia
Thank you for all your wonderful tips on how to keep my money! I’m a couponer & try to be as cheap as possible about everything! I love reading and watching to try to learn new things!
Lynn
I love your book. It gives a really easy place to start.
Lynn
I downloaded and subscribed to your podcast on iTunes.
Kiz
Thankful for the Thrifty Couple. Good advise. REAL advise!
Downloaded, but unable to subscribe on iTunes at this time.
Along with being frugal with my money, I must be frugal with my time. So I have cut myself off of iTunes for the time being.
Hope you understand.
Tracy C
Awesome
Tracy C
Awesome sauce! I could use this.
Sara
An inspiring story.
Shelly
Been following you guys for a few years. Very much an inspiration!
Amarie
My husband and I will be starting to take back our finances and become debt free in 2018!
Jesse Dickson
I learned from Adam’s mistake so I choose to stay away from the Apple. 😉 as such I can’t leave a comment on iTunes. I didn’t see a comment section on Google Play. I did subscribe with new episode notifications. I watched the live recording. The podcast is informative, engaging and entertaining. Keep up the great work.
Anne
Thank you posting the link to the episode here!
Anne
I listened to podcast using the link provided here. Thank you for providing hope and practical solutions for saving money!!
Darlene Neece
I’m really enjoying your book and I love your emails and your testimony
Judith
Thank you for your sharing your hard-earned wisdom with all of us!!
Julia
Congratulations on your new adventure. I love podcasts.
Donna Mohr
I appreciate your sharing and caring!
Eric Armendariz
Thank you for all your wisdom!
Cecilia
You two are amazing! 🙂
Candice
Thanks for the chance and all the advice. Happy Holidays!
Lisa W.
I downloaded and subscribed to your podcast.
Lisa W.
Congratulations on such a successful year for the two of you!!!
Veronica Vatter
What a wonderful giveaway for this time of year!
Donna Mohr
Love the 2% tip!
Ruth
Great time for a giveaway! Love you guys.
Ingrid (Inni)
Thank you not only for the chance to win $50 , but also a big thank you for all the wonderful things you do to help others and for your newsletter! 🙂
Sharon
Good advice heading into the spending season
Ronalee Duncan
This is exciting news. Congrats !!
Sunnie
My family is also working hard, making some big changes to become debt free, thanks for all your tips!
Carmen Lamont
Awesome!! Glad to see you expanding!
Bonnie
Great news! Thank you!
Becky Toney
You did a great job on your first podcast! Love all the ideas/suggestions!
Blessings, Becky
Lynn
Thanks for “being there” for all of us struggling with our finances!
Lynn
Listened to your podcast. Amazing that you could eliminate so much debt in just 3 years!
Cindy
Cool.
Lana
I purchased your 2% Rule book and I am LOVING it! Thank you so much for your work and advice in the everyday finance dilemmas we encounter!
Lana
Episode 001 downloaded!
Diana Campbell
Great! Can’t wait to listen to the podcast.
Diana Campbell
Downloaded and waiting for me to have time to listen. Can’t wait! Finished the book and learned a lot.
Barb
Congrats on your first (of many!) podcast!
Claire
Giveaway Step one: Leaving a comment. I love your helpful ideas and will be downloading your podcast when I get home! This is going to be great!
Krystal Nelson
I appreciate that you have shed light on a subject that most people sweep under the rug and for sharing all of your trials and tribulations so that you could help others. You guys are the best!
Nina Armitt
Love your positive attitude! It’s so refreshing! Bless you both for helping so many people!
kesha
This is great inspiration! Congratulations to you!
Debbie
Thank you for all your valuable information you share with each of us .May God richly bless you and your family .Hope you have a blessed holiday
Dorothy Campbell
Yay a podcast!
Dorothy Campbell
Just downloaded the podcast and subscribed.
Tina
Thanks for the chance to win! I can’t wair to listen to your podcast later today!
Marice Pineda
So happy you guys have a podcast! 🙂 Looking forward to your next streams. And thanks again for sharing your story.
MARTHAIA
Thanks for sharing !!!