Tidbits

Do You Get Rain Checks? You Should!

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by thriftycas on November 10, 2011

Have you ever asked for a rain check?  Do you ask every time that you can?  Well,  you really, really should!

But first, some of you may be asking…..”What is a rain check?”

A rain check is a voucher that extends the sale price of an item for you, so that you can return to the store on a different day, even after the sale ends and get that same item for the previous sale price.   What this means is that if your local grocery has ran out of an item that was on sale that week, you ask for this rain check and you can still get this same sale price in the future.

For example, let’s say that Cheerios are on sale for $2 this week.  You go to the store only to find them out of stock – instead of leaving sad and disappointed – head to the checkout or the customer service and ask for a rain check!  You can then return a couple of weeks from today and take your rain check into the store, find the Cheerios that were on sale for $2 but are now back up to $4 a box.  But at checkout, you hand over your rain check and they will adjust the price back down to $2.

It is not just the grocery store though! Many other stores also offer rain checks for items they sold out of and you were not able to get from clothing, electronics and more!

Why should I ask for a rain check?

Sales, saving money, and using coupons are becoming an increasingly popular activity for many households.  This means that there are many more people going after the same sale items from something small to even larger items.   This also means that those items disappear off the shelves very quickly or even very early on in the sale. So for this reason, rain checks are becoming even more increasingly necessary too!

For us, we are a big family! Running to the store at the drop of a bucket to grab the latest hot deal is just not going to happen; it makes saving money way too stressful! Instead, we go when it is convenient for us and if they happen to be out, then we will get our rain checks so that we can still get the same deal later on!

Another important reason to ask for rain checks is so that the stores themselves know that they are not keeping up with demand in hopes that they will increase their stock of sale items.  Honestly, the stores do not want to have to give out rain checks.  It hurts their bottom line as they cannot get those same items for the same discount that they did for the bulk order cost that they got for the sale! But many stores do not realize the impact their low stock  on consumers or not keeping up with demand has unless there is something to alert them – like issuing dozens of rain checks on the same item.

So the benefit is not just short-term gain, but potentially a long-term gain if the stores in your area are keeping better stock because of it!

The process:

The process of retrieving a rain check is very simple.  The hardest part is remembering to ask for one! We make a note on our shopping list to help us remember when we are in the store.  Or if you have coupons that you intended to use with that sale item, your left over coupons will give you the reminder!

Once you are at the checkout, just simply say, “You were out of this item, may I please get a rain check?”  The cashier is usually the one that writes up your rain check (some stores like Target do it all electronically!).  Then simply slip your rain check in your coupon binder/organizer with the coupons that go with it for you to use the next time you are in the store.

When they fill-out the rain check, they will ask you how many you want.  We recommend asking for them to write down a larger quantity, at least the amount equal to the number of coupons you have – and maybe a couple of more.  Some items already have a limit – so ask for the maximum quantity allowed for the sale to be written on your rain check. By doing this, you keep your options open.  When you actually redeem your rain check, you are not required to by the exact amount listed on your rain check.  So if you ask for 10 of something on your rain check, but then when you return, you decide you only want 5, then you can get just 5.  But by asking for a larger quantity, you prevent the opposite from happening where you ask for 5, then when you return to the store, you really wished you could have gotten 10!

Do rain checks have expiration date?

This answer is going to vary greatly from store to store and area to area.  In our area, most all of our stores do have an expiration date that is 2 weeks, 30 days and 90 days out. This means that we have to “redeem” our rain check before then.   However, this is a fairly recent change in our area, as we used to not have any expiration dates and so today there are still many stores and areas nationwide where the rain checks have no expiration dates.  Just learn the policies at your local stores (knowing that they too can change at any time!)

Can I Use Coupons with the Rain Check?

Absolutely! It is not any different than when you buy the item on sale and then use coupons! It is the same thing.  The only exception would be if the store themselves had a policy against it – but we have never ran into that, but we cannot say for sure nationwide at every local store.

So the next question you could be asking yourself is “what if my coupon expires before the item is back in-stock for me to redeem my rain check?”  This is a tough question and one that will happen on occasion.   If your rain check has no expiration date, then just hang on to it as the coupons for that item will most likely come out again soon, so then you can redeem your rain check with the coupons.

If your rain check has an expiration date and you think that there is a very good likely hood that your coupons will expire or that other coupons will not come out before your rain check expires, then you can raise this concern with customer service manager.  Honestly, they will probably not be able to do anything, but there have been a couple of times for us that there was an item we really wanted, it was gone and our coupons were expiring soon.  We explained to the Customer Service Manager our dilemma and they allowed us to “pre-pay” so that we can use our coupons! We just kept our receipt (with special notations and signature by the manager) and then returned to the store when they were back in stock.  We tell you this trick, but this is a very new and rare approach to couponing when an item is out of stock, but it is worth trying for an item you really want!

See more Money Saving Tips

Photo Credit

Alex and Cassie

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Take Surveys and Earn FREE Gift Cards

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by thriftycas on October 21, 2011


MySurvey is accepting new applicants right now and so we wanted to give you a head’s up because, as we have mentioned before, survey companies can be great opportunities to earn a little extra money!

In this case, the money is in the form of gift cards to retailers, restaurants, etc.  So this is just as good as cash, yes it won’t pay your electric bill, but if you sntached a Walmart gift card for example, it can help with your grocery bill which means that money can go towards another bill or financial goal!

With MySurvey, you share your thoughts taking surveys about products/services and you will receive points (each survey has a different points value and different length of time for each).  You can take as little or many surveys as you want, but you will “bank” your points and then you can redeem them for prizes, including gift cards.  It reminds us of Swagbucks!

You can head to the MySurvey site here to quickly apply.

You will be asked questions about your demographics and household interests so that they surveys are tailored to you! This only takes a few minutes, then you are well on your way to start earning!

Be sure to see our “Earn Extra Income: Over 100 Ways and Counting” for more money make ideas!

 

Alex and Cassie

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Would You Like To Have A Money Saving or Coupon Class?

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by thriftycas on October 20, 2011

We are very excited to introduce a new resource to help you save even more money!  We love being The Thrifty Couple and helping others learn from our mistakes while providing the tools and money-saving skills we have learned in our long journey from Deep in Debt to Debt Free!  We have additionally loved hearing from each of you in how you have benefited and been impacted by our own mistakes, trials and financial/money-saving successes that we pass along to you!  But now – we want to come out and meet you and provide you our hands-on advice, resources and tips to continue helping you save even more money!

One of our ongoing goals is to help as many as we can in as many ways as we can! We shared recently how Alex now works from home now and all of his work is computer/internet based.  This means that we can travel and work from anywhere. So the next step in sharing our money saving tips, advice and resources is to be able to be out there, meeting you and sharing with you, your friends, family and neighbors in a money-saving or coupon class.

We have taught hundreds of classes since 2007 and took a break from teaching this past year, but we are ready to start up again – and this time not just in our own area, but all over! We are working these classes in some of our planned family travels to be able to come to many different areas! This means that a class could be available to you in your area!

What is a Coupon Class?

A coupon class is where we will spend around two hours teaching you the tricks of the trade, coupon organization, where to find coupons, how to use your coupons, how to find the deals, tips and tricks for shopping and help answer any questions or concerns that you or your guests may have!

What is a Money Saving Class?

This class provides information on general financial and household stewardship and covers topics such as budgeting, family and marital finances, ways to drop your budget and save more money, ways to earn extra income as a couple and family, how to meet financial goals, tips to becoming debt-free and more with Q&A! This class can also be customized to one category as desired.

How long is each class?

This will vary depending on what group we are sharing the information with and what topic is discussed. As a general rule, each class is generally just under two hours, but can be longer/shorter to meet the specific needs of the group!

How much is a class?

We will do our best to make the classes as cheap and even free when we can.  Our goal is to help others as much as we can for as cheap as we can, but we generally ask for a $5 suggested donation per person with some classes requiring no charge at all – feel free to ask us for more details when you contact us.

Where are the classes held?

This is where we rely on you! We love to teach in homes in a more intimate setting, but we also love to speak to larger groups as well in any type of facility!

If I decide to host/organize a class, what is involved?

Very little really.  It is just a matter of providing a facility (home, church, business, etc.) and inviting your friends, family, neighbors and/or coworkers to attend (we can provide you sample text to make it easier for you!).

We have a form that you can fill out below if you are interested in hosting or attending a class.

Here is a schedule so far (if your area is not listed yet, feel free to submit a request as it will help us to determine where to go next!)

We are looking to book Southern California and Las Vegas immediately!

November 1st – November 9th, 2011:

  • Southern California including Orange County and San Diego (Booking Now)

November 10th – 15th, 2011:

  • Las Vegas including surrounding areas (Booking Now)

February and March 2012 (exact dates to still be determined):

  • Midwest including Chicago and surrounding areas
  • Jackson, Michigan and surrounding areas
  • Denver and Surrounding areas
  • Lincoln/Omaha, Nebraska and surrounding areas
  • Des Moines, Iowa and surrounding areas
  • And More along that route from Utah to Michigan!

Anytime in our schedule that is open:

  • Utah
  • Southern Idaho

Feel free to enter your information below and we would love to contact you about possibly setting up a class!  We would love to meet you and get to know you better – we can’t wait!

If you are reading this by RSS or email, please click here to see the form.

Alex and Cassie

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What is YMMV and How Does It Affect You?

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by thriftycas on September 9, 2011

what is ymmv

Has anyone ever asked you “What is YMMV?”  Have you ever asked yourself “What is YMMV?”

Here are a few example definitions it does NOT mean:

  • “Yes Mom, More Vegetables!”
  • “You’re My Main Valentine” (as opposed to my kid Valentine’s)
  • “You’re Making Me Very….” (insert rest of phrase)

You May be getting the Main point Very clearly now.  So what does it really mean? Well since this phrase was formed during the Internet age (we assume you’ve heard of that before) we turn to Wiktionary for help:

Phrase definition: Your Mileage May Vary (YMMV or ymmv)

“It may work differently in your situation, or be different in your experience.

e.g. Those batteries last nine hours in my laptop, but your mileage may vary.”

So this is the textbook web definition, but how does it affect couponing and saving money?  This is a phrase that the world of money-savers has adopted like no other phrase, and for good reason.

What is YMMV?  It means “your mileage may vary.” It means that when someone has told you about a deal they found or were able to get or even posted a deal on their site, “your mileage may vary”  – i.e. translation – you may get a totally different experience or outcome if you try to get the same deal or use the same coupon.

In this world of saving money and couponing, one must ALWAYS assume YMMV.   Why is this the case?  In our years of money saving experience and especially sharing deals with you, we find there are just so many variables that will affect the results that each of us will have when deal hunting, coupon shopping and trying to save money in every area of life.

Some of the factors are going to be:

Coupon and price match policies in your area at your store

  • How many coupons will the store take?
  • Even stores in the same chain will interpret the same couponing policies differently
  • Will they take internet printables?
  • Will they stack store and manufacturer’s coupons?
  • Do they allow buy one get one free sales with buy one get one free coupons?
  • Will they price match? If so, what are the specific policies?
  • Do they allow free product coupons?
  • Will they override overage coupons if they do not go through the first time (i.e. the register beeps)?
  • Will they allow the overage to be applied to my balance, or do they adjust the coupon?

Your store’s stock

  • Each store carries different quantities.
  • Each store carries different types of products – even from the same manufacturers.

Your stores prices

  • Depending on where you live will affect the price – Several years ago, there was a report concerning Walmart prices and how they changed so dramatically depending on the store’s location to appeal to the local crowd.  This example mostly affected the fresh produce, meat, etc. but many name brand shelf items too! This still applies today as not all Walmart prices are the same as you will find some variance.  Walmart is just one example, but this theory is applied across the board with all stores!
  • Clearances are definitely a YMMV, but some clearances have spread across the entire store’s chains.
  • Someone may have grabbed a deal at their store because it was marked incorrectly and then they tell everyone about it and others expect to get the same deal.

The mood or attitude of the cashier as well as their knowledge of the store’s coupon policy

  • In our opinion, this could be one of the biggest factors in whether or not you end up with the results you expected! The cashier is ultimately the one that makes or breaks your couponing success.

Coupons available to you

  • Each area receives different coupons as well as different values of those coupons.  In addition, there are so many sources of coupons that it can be difficult to get the same exact deal in one area compared to another!

Your own effort and resources

  • Honestly, this varies for us week to week and it may for you too! What we mean by this is that there is just times in which it seems like too much work to spend 5-minutes to get that $3.00 off coupon if it requires a survey to print (or even registration).  Or it is just going to take too many steps to pull this transaction together and “I am just not in the mood!” I think you get the idea ;)
  • We each have access and availability to different resources.   For example, we have seen many deals which will require internet printable coupons and you will need two or more computers to get all those coupons! Possibly you don’t get the newspaper.  Maybe you didn’t receive that same advertisement in the mail that had “all those coupons.” These are just a few examples, but the list goes on!

We recently shared a bad experience at a Walmart that we have shopped at with coupons for the last nine years and had a first-time terrible experience – a YMMV.  After posting, we received tons of comments from many of you demonstrating you know exactly what we are talking about above!

Hopefully after this article you can give an answer when someone asks you:  What is YMMV?  We wanted to share this with you because it is a phrase that is seen everywhere in the money saving world, but we also wanted you to understand that in order to feel successful as a couponer or as one attempting to save money – your mileage is going to vary! This is a fact!  But once you understand that everything should be approached with a YMMV attitude, you will become a more successful money-saver because you won’t allow those experiences to bring you down as you are prepared to handle each and every YMMV situation.

Alex and Cassie

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Tips for Picking Up a Cheap Android Tablet

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by thriftyal on August 25, 2011

You probably have noticed all the buzz about the new Android Tablets on the market.  We must admit we are pretty excited as they offer a great alternative to the iPad market and have some amazing applications in making your life a bit easier.  Danny from Android Tablet Fanatic has provided you a list of seven great tips for picking one up cheap!  We love his recommendations and are excited to share them with you if you are in the market for an Android tablet.  Now to think about using his tips to pick one up ourselves one day…  :)

Android tablets are cool, some of them however do come with a hefty price tag. However, there are things you can do to lower the price involved in purchasing an Android tablet.

Tip 1 – Look Around
This first tip can be applied to many things and is very effective, have a look at as many sites and stores as possible before deciding on devices you might like. The reason for this is that there can be a huge variation on the price of the devices depending on where you buy.

Tip 2 – Older does not mean bad
Go for a slightly older model. This is a technique used by many a geek when buying PC’s back in the day and there is no reason why it can’t be applied to the android tablet arena. Obviously, if you are the sort of person who has to have the latest thing then this isn’t something you are likely to consider.

Tip 3 – Look Abroad…
Have a look at Chinese and Indian variations of android tablets available. They may have a dodgy reputation but there has been a rapid improvement in the quality of these devices. Worth considering this move is cash is really tight at the moment.

Tip 4 – Wait!
If time isn’t a concern then waiting for a few months can save you loads of money. If there is a model you really like that is new out at the moment then waiting a few months before making a purchase may save you quite a bit of cash. Prices are often dropped as new and improved models come out.

Tip 5 – Go for Refurbished Models
There are computer engineers that buy broken android tablets then fix them and sell them on. Buying one of these models (with the appropriate guarantees) can be a great way of getting an android tablet at a rock bottom price.

Tip 6 – Minor Cosmetic Damage
Have a look on around on the Internet and ask in stores for android tablets that have been slightly defaced. Often in transporting and shipping some models can get slightly dinted on the surface obviously seller can’t sell these. So if you go in and offer them money for one of these devices you may well find you can get quite a lot of the original price.

Tip 7 – Avoid Impulse
Avoid impulse buying when looking at different devices, take your time and try to understand what it is you want from your tablet, this will enable you to make much more of an informed decision and make you hunt down a certain type of model. That kind of approach should leave your wallet or purse feeling that bit heavier!

With these 7 tips your well on your way to picking up a cheap android tablet.

This guest post was written by Danny who attempts to find the best android tablet at his blog: Android Tablet Fanatic.  Thank you Danny for the photo and tips!

Alex and Cassie

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Wowza – Our Coupon and File Tab Binder Just Arrived – Grab Them For $12.99 Shipped FREE (Normally $17.99)

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by thriftycas on August 12, 2011

five start file tab binder

We posted about this deal yesterday and then we ordered one ourselves! To our surprise, it came earlier this afternoon! Less than 24-hours.  We are excited to reorganize our coupons in this new binder!  We are reposting this deal in case you missed it as it is still on sale for $12.99!

coupon binder 2 small

We used a binder very similar to this by Five Star (as the quality lasts much longer!) and we paid around $18 at Walmart a couple of years ago.  It is a great binder and has lasted very well!

The one we found for you is even nicer as it has a file tab section, which ours does not have (we are considering upgrading to this binder! WE did upgrade ;) ) as these file tabs are perfect for additional coupons, lists, ads, store coupon policies and full-page/odd-sized coupons and more.   In addition, the quality is great and the reviews that others have said on Amazon is consistent with a great binder! Please note, the $2 off coupon that was available yesterday is no longer available, but the $12.99 price is still really good!

This Five Star binder is on sale for $12.99 (down from $17.99) and shipped FREE with Amazon Prime or $25 or more purchase.

Head to Amazon here to see this deal.

mead coupon binder

Also, Mead has a similar one for only $9.99 (down from $11.08).  It is not quite as good of quality, but will definitely get the job done for a while!  See Amazon here for the Mead brand version.

In addition, we use coupon pocket pages and protectors for the coupons.  We recommend having a variety of sizes to accommodate different size coupons easier!

You can see the coupon pocket pages on Amazon here.

coupon pocket pages on amazon

We feel it is important to invest in the right tools that will make your couponing easier, more accessible and more organized so that you have a better chance of sticking with it.

 See more Online Deals


Alex and Cassie

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Coupon and File Tab Binder For $10.99 Shipped FREE (Normally $17.99) – Perfect For Couponing

This post may contain affiliate links. Please read our disclosure policy here.

by thriftycas on August 11, 2011

five start file tab binder

We are so excited to have found an awesome deal that is PERFECT for the couponer!!

We use a binder very similar to this by Five Star (as the quality lasts much longer!) and we paid around $18 at Walmart a couple of years ago.  It is a great binder and has lasted very well!

The one we found for you is even nicer as it has a file tab section, which ours does not have (we are considering upgrading to this binder!) as these file tabs are perfect for additional coupons, lists, ads, store coupon policies and full-page/odd-sized coupons and more.   In addition, the quality is great and the reviews that others have said on Amazon is consistent with a great binder!

This Five Star binder is on sale for $12.99 (down from $17.99) PLUS there is a HOT ecoupon that you can clip for $2.00 off = final is $10.99 and shipped FREE with Amazon Prime or $25 or more purchase.

Look for this image on the page to get your additional $2 off the already sale price!

Head to Amazon here to see this deal.

In addition, we use coupon pocket pages and protectors for the coupons.  We recommend having a variety of sizes to accommodate different size coupons easier!

You can see the coupon pocket pages on Amazon here.

coupon pocket pages on amazon

We feel it is important to invest in the right tools that will make your couponing easier, more accessible and more organized so that you have a better chance of sticking with it.

 See more Online Deals


Alex and Cassie

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Gimp vs. Adobe PhotoShop – FREE Alternative To Expensive Software

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by thriftyal on August 16, 2010

gimp logo

One thing that Thrifty Cas and I do to help stretch our budget is to find alternatives to paid software and services.  I actually work in the software industry and know that very often these alternatives (often either dramatically cheaper or even better – FREE!) will give you the same features and often more.  In fact, be watching for our next article in this series when we talk about an alternative to Microsoft Office – some of the features the alternative provide are actually better then the “real thing”.

Up first: Gimp – a powerful yet FREE alternative to Adobe Photoshop.

I read an article on my recent copy of Popular Mechanics that Gimp is a relatively equal quality software to Adobe Photoshop.  What is the difference in cost?  Well, pro level Adobe Photoshop can be up to $1,300 and Gimp is as FREE as you can get!

I was actually very impressed to see this.  Not only have I been using it for approximately that last 3-4 years, but I am really starting to see this product’s name everywhere as a great alternative to Photoshop.  We have used it from the most basic usage (to help us fine tune our photos for our photo FREEBIES) all the way to using some more advanced features (e.g., knitting photos together, layers, paths).  We use Gimp for much of our editing quite frequently here on The Thrifty Couple (caveat:  the limitations in our images is not that of Gimp but of mine – a work in progress ;P).  In fact, our logo, button and new diaper deal banner was all made with using this FREE software.

It has done everything that we would want and more.

I have to admit that it was an eye-opener to me on the value that I was actually getting.  According to this magazine article – Gimp does nearly everything that this $1,300.00 software does.  And…I hadn’t actually looked at the recent cost of Pro-Level Adobe Photoshop for about five years – I was quite amazed.

The real question with any software – whether paid or FREE – is how to actually use it!  Well, to help answer that for Gimp, you need to check out the large amount of information on how to actually utilize the Gimp program.  If I have a question, a task or a project that I am trying to complete – I have been able to find tutorials as well as YouTube videos that show me step-by-step how to complete my goal.  This last weekend I was on YouTube checking out some of the great video tutorials by individuals that had done exactly what I was looking to do – watching them was so much easier than trying to follow a step-by-step list of instructions.

Check out the following links to get started:

Be watching for our continued series on cheap and FREE alternatives to expensive software.  We would love to hear some of your suggestions as well on how you save money with alternatives to the expensive software we all know and hate to pay for.

Alex and Cassie

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Is This Some Kind Of Joke??

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by thriftycas on April 1, 2010

What a beautiful Spring day! Look what we woke up to!

April 1, 2010 Snow

We have had some decent days here and there the last week or two! But this?!?!? And guess who is coming home TODAY! Our Snowbird Grandma!! She heads down south from Nov – April to avoid the snow.  She called my mom yesterday to see “how the weather was.” It was lighly snowing yesterday morning and not sticking – it snowed all day and did not stick, we went to bed and it was cold, wet, but NOT WHITE! Can’t wait to hear her reaction when she reaches the Salt Lake Valley.

Hmmmm…… we might be having indoor egg hunts on Saturday!

Alex and Cassie

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VALENTINE’S DATE IDEA #1 – NIGHT IN!!

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by thriftyal on February 8, 2010

Rose on piano

One of our favorites times of the year is coming up…yes I’m referring to Valentine’s Day!!  And yes, this is Thrifty Al writing and no, Thrifty Cas doesn’t have a gun to my head while I write this.  Seriously, we really do love Valentine’s Day…it was 11 years ago that I proposed to Thrifty Cas during our Valentine’s date!!  I’ll never forget “Raindrops Keep Falling on My Head” playing in the background as I proposed to her – she’s always referring to her “showers of blessing”!

So, tis the season to celebrate your love and to try to do so thriftily (but of course not to lose the romance!).  I thought I would set the stage for one date night idea….

The first objective on everyone’s agenda is….finding a cheap solution for a babysitter!! This one is really and truly easy if you put your mind to it.  What is the solution?!  It’s called the babysitting co-op (ok, I just made that up)!!  As Valentine’s Day quickly approaches, you’ll note that it falls on the weekend.  What a better way to spend Valentine’s Day then have one night to you and your loved one and the next night with a house-ful of kids!!  Yep, you guessed it!  On one night, your kids stay with the other family and the alternative night you get them all!!  What’s so great about this (besides the FREE babysitting – huge SAVINGS!) is the kids can spend time with their close friends!!  If you work it out right it can be two nights of sleep-overs!!

Bacon wrapped sirloin

Next, you need an amazing dinner!  Want the recipe?!  While the kids are gone, crank up the music and the two chefs start cooking!  Yes, we really love to cook together and its something we love to do!  You might remember our post about the $3/1 (for your FIRST print) and $1/1 (after) any Chef Requested Beef Products 2-pack.  Combine that with Walmart’s price of $3.98 Bacon Wrapped Beef Fillets and you have the start of a great main course – $0.49 for each serving!

Bed of Roses

Next, add some music (Amazon is offering their FREE Romantic Moment’s digital sampler amongst other free downloads) and you’re ready for an amazing night!  Of course, don’t forget the red rose petals which you can often find by asking your local grocery store for their discounted roses – those that are ready to turn) and a number of well-placed candles and you are ready for a great Valentine’s Date!!

We do love going out but we love staying in too!  We have really found there is something to be said for not being out with the millions of other couples, fighting the crowds, and paying the prices.  Whatever it is you’re planning on doing, make it special!!

Alex and Cassie

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