Thrifty Adventures

Do You Get Rain Checks? You Should!

This post may contain affiliate links. Please read our disclosure policy here.

by Cassie on November 10, 2011

Have you ever asked for a rain check?  Do you ask every time that you can?  Well,  you really, really should!

But first, some of you may be asking…..”What is a rain check?”

A rain check is a voucher that extends the sale price of an item for you, so that you can return to the store on a different day, even after the sale ends and get that same item for the previous sale price.   What this means is that if your local grocery has ran out of an item that was on sale that week, you ask for this rain check and you can still get this same sale price in the future.

For example, let’s say that Cheerios are on sale for $2 this week.  You go to the store only to find them out of stock – instead of leaving sad and disappointed – head to the checkout or the customer service and ask for a rain check!  You can then return a couple of weeks from today and take your rain check into the store, find the Cheerios that were on sale for $2 but are now back up to $4 a box.  But at checkout, you hand over your rain check and they will adjust the price back down to $2.

It is not just the grocery store though! Many other stores also offer rain checks for items they sold out of and you were not able to get from clothing, electronics and more!

Why should I ask for a rain check?

Sales, saving money, and using coupons are becoming an increasingly popular activity for many households.  This means that there are many more people going after the same sale items from something small to even larger items.   This also means that those items disappear off the shelves very quickly or even very early on in the sale. So for this reason, rain checks are becoming even more increasingly necessary too!

For us, we are a big family! Running to the store at the drop of a bucket to grab the latest hot deal is just not going to happen; it makes saving money way too stressful! Instead, we go when it is convenient for us and if they happen to be out, then we will get our rain checks so that we can still get the same deal later on!

Another important reason to ask for rain checks is so that the stores themselves know that they are not keeping up with demand in hopes that they will increase their stock of sale items.  Honestly, the stores do not want to have to give out rain checks.  It hurts their bottom line as they cannot get those same items for the same discount that they did for the bulk order cost that they got for the sale! But many stores do not realize the impact their low stock  on consumers or not keeping up with demand has unless there is something to alert them – like issuing dozens of rain checks on the same item.

So the benefit is not just short-term gain, but potentially a long-term gain if the stores in your area are keeping better stock because of it!

The process:

The process of retrieving a rain check is very simple.  The hardest part is remembering to ask for one! We make a note on our shopping list to help us remember when we are in the store.  Or if you have coupons that you intended to use with that sale item, your left over coupons will give you the reminder!

Once you are at the checkout, just simply say, “You were out of this item, may I please get a rain check?”  The cashier is usually the one that writes up your rain check (some stores like Target do it all electronically!).  Then simply slip your rain check in your coupon binder/organizer with the coupons that go with it for you to use the next time you are in the store.

When they fill-out the rain check, they will ask you how many you want.  We recommend asking for them to write down a larger quantity, at least the amount equal to the number of coupons you have – and maybe a couple of more.  Some items already have a limit – so ask for the maximum quantity allowed for the sale to be written on your rain check. By doing this, you keep your options open.  When you actually redeem your rain check, you are not required to by the exact amount listed on your rain check.  So if you ask for 10 of something on your rain check, but then when you return, you decide you only want 5, then you can get just 5.  But by asking for a larger quantity, you prevent the opposite from happening where you ask for 5, then when you return to the store, you really wished you could have gotten 10!

Do rain checks have expiration date?

This answer is going to vary greatly from store to store and area to area.  In our area, most all of our stores do have an expiration date that is 2 weeks, 30 days and 90 days out. This means that we have to “redeem” our rain check before then.   However, this is a fairly recent change in our area, as we used to not have any expiration dates and so today there are still many stores and areas nationwide where the rain checks have no expiration dates.  Just learn the policies at your local stores (knowing that they too can change at any time!)

Can I Use Coupons with the Rain Check?

Absolutely! It is not any different than when you buy the item on sale and then use coupons! It is the same thing.  The only exception would be if the store themselves had a policy against it – but we have never ran into that, but we cannot say for sure nationwide at every local store.

So the next question you could be asking yourself is “what if my coupon expires before the item is back in-stock for me to redeem my rain check?”  This is a tough question and one that will happen on occasion.   If your rain check has no expiration date, then just hang on to it as the coupons for that item will most likely come out again soon, so then you can redeem your rain check with the coupons.

If your rain check has an expiration date and you think that there is a very good likely hood that your coupons will expire or that other coupons will not come out before your rain check expires, then you can raise this concern with customer service manager.  Honestly, they will probably not be able to do anything, but there have been a couple of times for us that there was an item we really wanted, it was gone and our coupons were expiring soon.  We explained to the Customer Service Manager our dilemma and they allowed us to “pre-pay” so that we can use our coupons! We just kept our receipt (with special notations and signature by the manager) and then returned to the store when they were back in stock.  We tell you this trick, but this is a very new and rare approach to couponing when an item is out of stock, but it is worth trying for an item you really want!

See more Money Saving Tips

Photo Credit

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Alex & Cassie

Guest Post: Cloth Diapering 101

This post may contain affiliate links. Please read our disclosure policy here.

by Alex on November 8, 2011

Cloth diapering is a great option for parents looking for frugal ways to care for their baby. I used cloth diapers for my first three babies, and have used paper for my last three. Overall, while paper has an edge on convenience, I prefer cloth. I love the simple and the natural, and I hate feeling like I am wasting anything!

The world of cloth diapering is, however, less simple than it used to be. There are many, many options available! To start, cloth diapers can be broken down into two main categories: diaper services and home washing.

A diaper service is a laundry facility that will, on a weekly basis, come to your home and deliver the desired number of clean, prefold diapers. They pick up the week’s soiled diapers, which do not require any rinsing or special care. (You do, however, need to purchase and wash your own covers. They typically run between $8.00 – $15.00, and four or five will serve. They are not difficult to wash and only occasionally become very messy.) A monthly fee is charged, which varies considerably by region, but is generally comparable to paper diapering in cost for a single child in diapers. There are two major savings involved with a diaper service: 1) cloth diapered babies tend to diaper train significantly earlier than babies who wear paper, because the child can feel the wetness and develops self-awareness about the whole process more quickly. 2) I loved this one: if you have two (or more if you are so blessed!) children in diapers at the same time, you save a ton of money. Diaper services usually charge a flat fee which covers delivery and washing, plus a few cents on each diaper that you order. So, if you add a new baby to your account, your monthly diaper bill will only go up by literally a few dollars. A good place to start for more info on diaper services is http://www.diapernet.org/.

Then there is home washing – this is where it can get complicated. There are a lot of options out there; you can go with a good quality flat prefold diaper, used with a hook-and-loop closure cover like you would use for diaper service diapers, or there are dozens of newer systems out there that might be a little more expensive to get started with, but are more convenient. Some of these, like bumGenius, are one-size deals that will fit your baby from 7-35 lbs, so while the initial layout is a little higher with these, you do not have to buy progressively larger sizes like you do with the flat diapers and covers. Your toddler can wear the same size diapers as your newborn.

Regardless of which style you choose, you’ll have to wash them. While baby is exclusively breastfed, there is no rinsing needed, but once solids or formula are introduced, the diapers need to be rinsed before being tossed in the diaper pail. This job can be made easier with some convenience items such as a diaper sprayer, but can also be accomplished with a dedicated spatula and a swish in the toilet. Most people wash their diapers several times a week, investing an hour or so of their time. Washed properly, your diapers will not smell bad and they will not usually cause a rash. The extra work pays off – even considering the initial outlay and the ongoing expense of washing, this is by far the least expensive way to diaper a baby. The savings over the years one child spends in diapers can easily hit four figures – and then, you can reuse the diapers for your next child, and often resell them when you are done.

One of the best places to get started washing your own diapers is Cotton Babies. I have also had good experiences with Green Mountain Diapers. For even more information, including very detailed cost breakdowns, visit Green Baby Guide.

Some of you may be now wondering, “Why, if she loves cloth diapers so much, doesn’t she currently use them??” Ahhh…long story. There are a lot of factors that go into deciding which diaper system to use: cost, convenience, time, environmental concerns, personal preference, spouse’s preference, baby’s preference (in terms of rash issues – some babies rash with paper and not with cloth, some vice versa). Hopefully I have helped you consider which might be the best fit for you!

Desiree is a homeschooling mom of 6, wife to Mark, and blogs about homemaking and homeschooling in faith at Diligence Without Fear.

A note from The Thrifty Couple: Please be watching our site as we have shared some amazing deals on cloth diapering products in the past and will continue to do so as we find them to help you save more.  Be watching our Baby Deals!

Photo Credit: Thank you to Green Parenthood for the use of the photo.

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Alex & Cassie

Walgreens Shopping Trip Results This Week – Cheap Wipes, Free Blush and Cheap Kettle Chips

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by Cassie on October 29, 2011

We went to Walgreens this week for our shopping.  We really wanted to stock-up on wipes this week and so Walgreens was the place to go! We hope you were able to grab some too!

Here’s what we bought:

  • 2 Kettle Chips sale for $2 each = $4. Then used two $1.00/1 coupons – $2 = final is $2 for two or $1 each!
  • 4 CoverGirl Blush sale for buy one get one 50% off – regular price of $4.79 = $14.36 for 4. Then used two $8.00/2 from the 10/2 Procter and Gamble Insert – $16= final is FREE plus $1.64 OVERAGE.
  • 3 Huggies Mega Pack refill wipes sale for $4.99 each = $14.97.  Then used the $2 off Walgreens coupon (-$6) and stacked with two .75/1 Huggies wipes from mailers and one .50/1 from the 10/23 Smart Source insert – $8 = final is $6.97 for three or $2.32 each (see the details of this deal on our Weekly Diaper Deals list)

Summary:  The total AFTER sales and BEFORE coupons was $33.33.  We then used $28 in coupons = final total was $7.33 for all of the above!

We are planning to donate the blush to the women’s shelter.

See more of Our Shopping Trip Results

 

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Alex & Cassie

Target Shopping Trip Results: Cheap Q-Tips, Free Blush, Produce and More with 76% Savings

This post may contain affiliate links. Please read our disclosure policy here.

by Cassie on October 22, 2011

We ran to Target this week to verify and check the deal on Q-Tips.  In the process, we grabbed some essentials for a great deal too!

  • 4 Q-Tips 375 ct. normally $2.69 on sale for .44 each after discounts (see our previous post for the deal scenario!) = $1.76
  • 2 2-lb bags of organic carrots marked down to $2.07 each bag = final is $4.14
  • 2 gallons of milk for $1.99 each = $3.98. Then used two .75/1 coupons – $1.50 = final is $2.48 for two gallons or $1.24 each
  • 1 package of mushrooms marked down to $1.59 = final is $1.59
  • 1 Spinach quiche normally $3.99 marked down to $2.39 = final is $2.39
  • 4 Cover Girl Blush sale for $3.74 each = $14.96. Then used 2 $8.00/2 from the 10/2 Procter and Gamble Insert = final is FREE plus $1.04 OVERAGE
  • 1 Eggland’s Best Eggs dozen normally $2.99 marked down to $2.09.  Then used .35/1 from the 10/2 Smart Source Insert = final is $1.74
  • 2 bunches of Boston Lettuce marked down to .74 each head = final is $1.48

Summary:  The total AFTER the sales and clearance prices was $41.39.  We then used $21.85 in coupons which brought our total down to $19.54.  And then we also received a $5 Target gift card for buying 4 Q-Tips = final total of $14.54 for all of the above! With the coupons alone, this saved us 50%, but considering the sales/clearances and the free gift card, we saved over 76%!

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Alex & Cassie

Would You Like To Have A Money Saving or Coupon Class?

This post may contain affiliate links. Please read our disclosure policy here.

by Cassie on October 20, 2011

We are very excited to introduce a new resource to help you save even more money!  We love being The Thrifty Couple and helping others learn from our mistakes while providing the tools and money-saving skills we have learned in our long journey from Deep in Debt to Debt Free!  We have additionally loved hearing from each of you in how you have benefited and been impacted by our own mistakes, trials and financial/money-saving successes that we pass along to you!  But now – we want to come out and meet you and provide you our hands-on advice, resources and tips to continue helping you save even more money!

One of our ongoing goals is to help as many as we can in as many ways as we can! We shared recently how Alex now works from home now and all of his work is computer/internet based.  This means that we can travel and work from anywhere. So the next step in sharing our money saving tips, advice and resources is to be able to be out there, meeting you and sharing with you, your friends, family and neighbors in a money-saving or coupon class.

We have taught hundreds of classes since 2007 and took a break from teaching this past year, but we are ready to start up again – and this time not just in our own area, but all over! We are working these classes in some of our planned family travels to be able to come to many different areas! This means that a class could be available to you in your area!

What is a Coupon Class?

A coupon class is where we will spend around two hours teaching you the tricks of the trade, coupon organization, where to find coupons, how to use your coupons, how to find the deals, tips and tricks for shopping and help answer any questions or concerns that you or your guests may have!

What is a Money Saving Class?

This class provides information on general financial and household stewardship and covers topics such as budgeting, family and marital finances, ways to drop your budget and save more money, ways to earn extra income as a couple and family, how to meet financial goals, tips to becoming debt-free and more with Q&A! This class can also be customized to one category as desired.

How long is each class?

This will vary depending on what group we are sharing the information with and what topic is discussed. As a general rule, each class is generally just under two hours, but can be longer/shorter to meet the specific needs of the group!

How much is a class?

We will do our best to make the classes as cheap and even free when we can.  Our goal is to help others as much as we can for as cheap as we can, but we generally ask for a $5 suggested donation per person with some classes requiring no charge at all – feel free to ask us for more details when you contact us.

Where are the classes held?

This is where we rely on you! We love to teach in homes in a more intimate setting, but we also love to speak to larger groups as well in any type of facility!

If I decide to host/organize a class, what is involved?

Very little really.  It is just a matter of providing a facility (home, church, business, etc.) and inviting your friends, family, neighbors and/or coworkers to attend (we can provide you sample text to make it easier for you!).

We have a form that you can fill out below if you are interested in hosting or attending a class.

Here is a schedule so far (if your area is not listed yet, feel free to submit a request as it will help us to determine where to go next!)

We are looking to book Southern California and Las Vegas immediately!

November 1st – November 9th, 2011:

  • Southern California including Orange County and San Diego (Booking Now)

November 10th – 15th, 2011:

  • Las Vegas including surrounding areas (Booking Now)

February and March 2012 (exact dates to still be determined):

  • Midwest including Chicago and surrounding areas
  • Jackson, Michigan and surrounding areas
  • Denver and Surrounding areas
  • Lincoln/Omaha, Nebraska and surrounding areas
  • Des Moines, Iowa and surrounding areas
  • And More along that route from Utah to Michigan!

Anytime in our schedule that is open:

  • Utah
  • Southern Idaho

Feel free to enter your information below and we would love to contact you about possibly setting up a class!  We would love to meet you and get to know you better – we can’t wait!

If you are reading this by RSS or email, please click here to see the form.

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Alex & Cassie

Our Smiths (Kroger) Shopping Trip Results and Case Lot Sale Grabs

This post may contain affiliate links. Please read our disclosure policy here.

by Alex on September 9, 2011

This week we shopped at our local Kroger affiliate  – Smiths.  They are have Procter and Gamble promotion where you saved $4 instantly at checkout for every four qualifying items!  This gave us an opportunity to grab some personal care essentials.  In addition they are offering a case lot sale, so we grabbed some items that we go through very quickly and staple items in our home that we use every day.

We always love to share the matchups (see below) so you can get the same deals as well!

Here’s the breakdown of what we bought:

  • 2 Cases of Kroger All Purpose Flour, 5 lb bag 8 count case sale for $12 each = final is $24 for 16 or $1.50 each bag
  • 1 case of Kroger Oats, 42 oz buckets 12 count sale for $24 = final is $24 for 12 or $2.00 each bucket
  • 1 20 lb bag of Natural Brown Rice (actually purchased at a local chain store) sale for $9.99 = final is $9.99 or .49 each lb. 

Total Spent on Bulk Items: $58.01

Procter and Gamble Promotion where every 4 takes $4 off – Mix and Match!

  • 4 Febreze Set and Refresh sale for $2.99 each = $11.96 – $4 PG Promo = $7.96. Then used 4 $1.00/1 from the 8/28 PG Insert – $4 = final is $3.96 for 4 or .99 each
  • 6 Gilette Body Wash sale for $2.99 each = $17.94 – $6 PG Promo = $11.94. Then used three buy one get one FREE coupons from the 8/28 PG Insert – $5.97 = final is $5.97 for 6 or .99 each
  • 2 Febreze Air Effects sale for $2.99 each = $5.98 – $2 PG Promo = $3.98. Then used 2 $1.00/1 from the 8/28 PG Insert – $2 = final is $1.96 for 2 or .99 each
  • 4 Old Spice Deodorant sale for $1.99 each = $7.96 – $4 PG Promo = $3.96.  Then used 2 $1.00/2 from the 8/28 PG Insert – $2 = final is $1.96 for 4 or .49 each
  • 4 Secret Deodorant sale for $1.99 each = $7.96 – $4 PG Promo = $3.96.  Then used 2 $1.00/2 from the 8/28 PG Insert – $2 = final is $1.96 for 4 or .49 each

Total Spent on Coupon Items: $15.81

Summary:  The total AFTER the sales and BEFORE the coupons was $109.79.  We then saved an additional $20 with the PG Promotion = $89.79.  We then used $15.97 in coupons = final total of $73.82. 

We really don’t know the percent saved because when you buy in bulk, you get special bulk pricing and we didn’t check the shelf price of the bulk items we bought, but we are happy with the savings this week.

Check out our current list of Store Deals as this promotion is continuing this week at Kroger stores!

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Alex & Cassie

Deep in Debt to Debt-Free: One Year Later and Our First House

This post may contain affiliate links. Please read our disclosure policy here.

by Cassie on September 6, 2011

Here we were approaching our first anniversary and house hunting with a quickly declining credit score due to the amount of debt we had already accumulated in the first year.  But thankfully there were lenders that were willing to lend us money to buy our first house!  In fact, they somehow thought we could afford a house 60% more than we had “budgeted” for (yes, we think its funny we use the word budget from that part of our lives).

You know as well as we do that its the American Dream to finally “get to the point”  when you can buy your first house together! It is the symbol that we attach to success, to happiness, and to your dreams.  But what became reality was for us was a mortgage that when we added all our other bills and expenses the monthly outgoing equaled that of the monthly incoming.  It especially meant new financial stress as we put no money down, was barely approved, and ultimately would become the biggest ding on our credit score (you’ll have to read later to find out why).

But who cares?! It was our first anniversary and we had just moved in to our own house (we didn’t see it as the bank’s house of course!).  We can remember the day well.  We were in our new kitchen celebrating with the leftover wedding cake top (who came up with that nasty tradition of eating year-old cake? :) ), with just the two of us and having barely moved in.  Here we were, not looking at each other but rather noticing that our new, big house seemed so empty.  Our apartment seemed so complete – especially after all of those purchases we made to fill it up! But the new house afforded us a space three times bigger.  We just couldn’t leave it empty!

Our conversation quickly turned to our upcoming housewarming party (because that is just what you do) and our guests needed a place to sit and visit and entertain themselves.  This can only mean one thing – before that first mortgage check was even due, before the big mortgage purchase was even counted on our credit, we would drive right to the furniture store to locate those pieces that we knew were missing.

I found the perfect pieces for my living room with paintings and all!  So out came the credit application that the furniture salesman was so helpful in providing.  Don’t think it was just the living room pieces, but a few other things that we felt we needed to make our house a home.

As we drove home, adding thousands to the debt-load, all I could think about was how perfect life was as we were well on our way to achieving that American Dream even after just one year of marriage.  I truly did not realize the impact of the major purchases we had made.  We justified the expense by the fact that we would not have a house payment for a month.  But you and I know it was not just a month’s worth of furniture we bought.

We really were getting credit so quickly right around our first anniversary that the idea of the obligations in payments to be due soon had not hit us or our creditors either because the other credit wasn’t yet showing up on our report or just that fact that even with how thinly spread our finances were they still had no problem approving us!

The foolish part of all of this was that I was not content in where I was or with what I had been given.  I always wanted to have everything right now! I suppose you could call this the “microwave mentality.”  I look back on this time in my life and am completely ashamed of my attitude and more importantly how I did not honor my husband by requesting so much.  Its not that I was dishonoring by spending money on things he didn’t want to purchase, but rather I was taking advantage of his desire to provide for his newlywed wife at any cost. Most importantly, I was not honoring God in my desire for more, nor in my desire to have the perfect life by the world’s standards.

The truth of the matter is, although we were so deeply in love, we were so foolish in how we thought we could make our lives better. Our communication was greatly lacking in this area.  We seemed to communicate about so many things, but one thing we did not discuss with each other was the subject of money and finances – it was unofficially named the mute topic.  Soon we will address why this lack of communication was such a problem and the dangers of not having true, open and honest communication.

But don’t despair too much for us because we continued to travel, eat out luxuriously and spend like crazy during the first several months we were in our new domain.

If you’re new to the series or just want to catch up, please check out our whole Deep in Debt to Debt Free series!

Photo Credit:  Thank you to seabunny.net for the awesome open room.  This part of our lives was prior to the amazing digital age and we’re missing this picture.  We’re sure though that if we had a digital camera we would have justified purchasing the best with our “savings account” credit line.  :)

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Alex & Cassie

The Surprising Reason We Haven’t Shared our Financial Goals in 2011

This post may contain affiliate links. Please read our disclosure policy here.

by Alex on August 10, 2011

opportunity sign

Last April we announced to you that we were debt free except for our mortgage.  But then you might have noticed that we didn’t share with you our next financial goal.  We didn’t because we had a reason.  We felt it would be a bit awkward.  Why?  Because my last day in the corporate world was on Friday.

Wait a second.  First, what does my quitting my job have to do with our getting out of debt last April and not sharing with you our financial goals?  Well, that is the exact reason we didn’t want to share.  We have been hoping to bring me home to work on my own business opportunities but just didn’t feel like sharing with my employer.  As I said above, it would be a bit awkward.  :)

But the reason we want to share this with you – other than we love to share everything with you about our financial situation – is that we hope it helps demonstrate the limitations you have when you are Deep in Debt and conversely the opportunities that present themselves when you are Debt Free!

But we wanted to share this from two different perspectives.  That of myself and that of my lovely wife!  In every marriage there are two people – duh?  But more importantly there are two different perspectives of what is going on.

From the husband

I probably can’t express fully how excited I am about my new ventures and new-found freedom.  There are moments I want to scream out like Braveheart “FREEDOM!!” and then moments of hesitation knowing that all our planning and hoping has now come to this – its now time to execute and make our dreams a reality.

Yes, this move is definitely something I have dreamed of for many years now but we just couldn’t take any risks because of our debt.  I’ll be sharing more in depth in a future Deep in Debt to Debt Free article, but many years ago I had to pass up what I considered in my profession as the perfect opportunity because we couldn’t miss a single paycheck.  We couldn’t take the risk because it would mean miss paying bills or worse yet, not feeding my family.  It was a time of our lives that I felt like I was bound in a straight-jacket, just doing whatever I could do to keep afloat due to the big financial mess we got ourselves into.

Sure, I know it may sound crazy to some of you.  But my career the last decade has really been about just taking the next expected step because “that’s what you do in the corporate world”, especially when you need that regular paycheck to pay off the creditors.  I will always remember the “When I grow up…” Monster.com commercial that really summarized my life in the corporate world.

Yep, I was making the tracks but I wasn’t passionate about what I did.  I always knew that if I had the ability to invest in my passion, to do what I really wanted to do, that I could be more successful and enjoy life a bit more.  But, when we were in such a tight place I knew I couldn’t.

Finally, this new venture allows me to spend time with my family and work and teach my children.  I’m excited about that!  I can’t tell you how much I’ve missed the opportunity to nurture those relationships with our kids and teach them.  I know that as one wise man once said, “The best thing about self-employment is you get to choose which 16 hours of the day you work.”  But, I also know those other eight hours can be more evenly spread throughout the day to spend more time with Cassie and the kids.

I don’t pretend that this is the dream of anyone else.  Nor do I even insinuate that it should be.  But this has been my dream for a long time coming.  And I’m excited that just this week it has started to come to fruition!

So maybe you wonder what it is that I’ll be doing.  The great thing is that its multi-faceted!  I have been a software engineer by trade but I want to use those skills now in areas that I’m passionate about and that I enjoy.  I plan on developing Android applications for smart phones and tablets and possibly developing some other sites in the near future!  Plus, I have a new found passion for both Search Engine Optimization (SEO) and social media marketing  – I plan on including those as some other ventures as well.  Finally, in my spare time, I will of course always be Thrifty Al while working with Cassie in sharing more of our story and everything that we love to do with our money-saving site!  Yes, at the end of the day I have a lot of irons in the fire, but that’s part of the fun of it all – its going to keep me busy doing something that I want to be doing.

The wife’s perspective

Wow, we are finally to the week when Alex is working from home! This week has brought me many emotions as well as fears.

Being able to be at this point makes me so incredibly happy, elated and overjoyed as I get to work with and next to my husband.  However, I can’t deny the fact that this opportunity comes with a bit of fear.  As the wife, I relished greatly by knowing that we had the same consistent paycheck for all these years – it brought about a greater sense of security, even though at any time, it could have been taken away.   It was still security being able to plan far ahead knowing what was coming in – you don’t realize the comfort and confidence that this brings into the marriage in the areas of finance until its just about ready to be taken away!

Despite not knowing what the Lord has in store for Alex, us and our family in the area of self-employment, one thing rings ever true! Alex is more confident than I have ever seen him before.  This brings to me the security that comes with the dramatic change in employment! This is important to note because anyone that knows Alex personally will agree that he is the type of person who is a planner and not spontaneous in anything.  :)   So the fact that he has confidentially stepped out in faith provides me with a real sense of security.

The funny part is that this new found freedom that has cropped up in him, he has had a greater, more wonderful personality change – the freedom he can now afford to pursue his dreams with the skills he has, working together as a family, and attempt at achieving our goals financially at the same time.

So here we are, with Alex pursuing his dreams, and one that I have wanted, supported and encouraged for the last year as we talked about and prepared for this day!  I look forward to standing by his side, watching him grow and succeed and helping him in whatever ways that I can!

Am I a little scared?  YES

Am I a lot excited? YES

Can we fail in trying to make working from home work? YES

Do we plan to fail? NO

Will we work hard, save when and where we can, and even step into an even more frugal world than ever before? YES

Will we trust and rely on the Lord’s provision while we do those things? YES

From Both of Us

As we just this week celebrated our twelfth year of marriage, through those years we have experienced the low financial pit-falls and deep load of foolish debt and being way over our heads financially the first 4 years, to being really frugal and working hard to pay it off over the next 7 years, and enjoying the fruits of our debt-free labor the last year and half to now become self-employed on 75% less income than before.  We really feel like we have been through so many aspects of marriage and finances that we look forward to sharing this next part of our journey with you.

We also feel that with attempting to live off of 25% off what we were making before will allow us to take that next step in frugality and simple living as this is yet just another chapter in our lives especially in our continual goal of living frugally.

We will continue to share our story, along with the everyday deals, money saving tips, articles and more as we head into a new season of life and discover even more!

We also want to share with you how we planned and prepared for this day when the dreams of self-employment and working from home could become the reality it is today!

And although there is that 75% pay cut for the time being, we feel richer and blessed beyond measure to have these financial freedoms and the world at hand and knowing that our Lord will provide when we are faithful and work hard.

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Alex & Cassie

Did You Get Your FREE Chick-Fil-A Meal Last Week?

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by Cassie on July 17, 2010

While we were away at Breckenridge, CO last week, Chick-Fil-A was offering their FREE meal when you dressed up as a cow on Cow Appreciation Day.  Well we didn’t get to participate, but we are hoping that many of you were able to take advantage of it.

Reader Maria and her daughter definitely did! The put on their thrifty cow costumes and each scored a FREE meal!

She sent us some pictures to share with you about their fun time getting a FREE meal:

reader dress up cow chick fil a

Here is Maria and her daughter about to enjoy a FREE meal

Did you get to go too?

Thanks Maria for sharing!

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Alex & Cassie

Our Savvy Blogging Summit Experience

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by Alex on July 13, 2010

savvy blogging summit

This past weekend we were blessed to participate in The Savving Blogging Summit in Breckenridge, CO.  We were thankful to be selected to attend the conference and could never have imagined what we were about to encounter.  The speakers were incredible and gave us more than we could chew.  Our fellow blogging participants were truly savvy and many have become dear friends.

We wanted to share with you just a small sample of what we learned so you will know what to expect in the upcoming months.  Our commitment to make this blog an amazing resource for you and your family was always on our mind as we attended – we love what we do and we want to make it that much better!

  • Continue to tell our story – On first glace, this sounds corny.  Doesn’t it?  But really this is what we love.  We want to share with you our story on where we’ve been and on who we are.  We want you to rejoice with our successes and to grieve with our falls.  We have heard that many of you know exactly where we were, are, or going to be – so we want this story to help you no matter your financial goals.  We don’t know the rest of the story but we know we want to share it with you.
  • Continue to tell your story – Just as important to us we want to hear your story – and we want others to know it as well.  As we make this journey together, learning more about your dreams, joys, and pitfalls will help us and others too.  Keep sharing with us – we love your story and love to share it!
  • Quality photographs and images are important – Thrity Cas and I know that our photography skills aren’t stellar.  We still laugh at some of the pictures we’ve taken of recipes or simple dates and have realized that we just couldn’t share something that “inedible-looking” or laughable.  However we are working on those skills and have learned some great tips to make our pictures better.  Maybe we’ll have to share those bloopers with you one day; just promise you don’t laugh too loudly.
  • Tips for a better site design – We met some designers that helped us understand concepts to improve our look-and-feel of the site and your usability.  And, in a couple of months we are looking forward to revealing a brand new, improved site design of our own!
  • Found new tools that will help your user experience – Along side the amazing bloggers and speakers, we had some great companies tell us about some new and improved products for our blogs.
    • Improved search capability – This week we will be giving a small face-lift to the way you can search on our site using Lijit.  Every little way that we can streamline or improve the quality of the site will just make your experience that much better!
    • Streamlined email subscriptions and RSS feeds – We are extremely excited about this feature!  We were randomly selected as the one blog to get a FREE lifetime, premium subscription to FeedBlitz which will continue to make our daily digests that much better and enhance our RSS feeds!  We are still learning the power of this tool, so bear with us over the next few weeks.  Oh yeah, sign up for our daily emails if you haven’t done so already.
  • Building community – As we stated above, we want to hear your story.  We really think that part of that is by hearing you in our comments on the site, on The Thrifty Couple on Facebook, and through talking with you via Twitter (@thriftycouple).  Keep us informed as how we can facilitate more discussion.  We really love hearing from you and love it when we see random discussions break out by you all!  We can’t wait to know you more.

Our brains our full and we are working through our to-do lists.  But we cannot close without thanking The Savvy Bloggers for putting on this amazing conference.  They executed flawlessly, the speakers were brilliant, and the accommodations were stellar!  Who would have guessed that this was their first conference – definitely no one that attended.




We loved beautiful Colorado – what a beautiful creation our God has created!  We don’t usually post many sweepstakes, but was hoping that one of you might win if we did. We couldn’t believe how beautiful the mountains were nor believe how clean the air. The sweepstakes require you to answer a quick question about Colorado (think Google ;) ) and then submit your basic information. Let us know if you win!

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Alex & Cassie