Daily Dose of Thrifty

35 Ways to Reuse, Re-purpose and Recycle Dryer Sheets with Printable Download

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by Cassie on May 10, 2012

If you use dryer sheets – you can find some fun creative ways to reuse, re-purpose and recycle them.  They are quite a handy dandy little thing to have around for many purposes!  We keep a bag hanging on our laundry room door (we actually have two bags, one for the lint too for something we will share later ;) ).  So we just go through this list and find the next place to use (used or even new for those tough smelly jobs) the dryer sheets to help around the home!

So here’s a quick list for some fun and practical ways to reuse your dryer sheets:

In the laundry room:

  • Bottom of hamper to keep fresh smelling
  • Cut in half and only use a 1/2 sheet per load
  • Use once, save and then use again with another used sheet (using two used sheets per load is like using one new one)
  • Clean lint trap
  • Clean washer/dryer on the outside both a dry wipe and a wet wipe
  • Remake dryer sheets again.  Place them in a jar and once you have it filled, pour 1-2 tbsp liquid fabric softener in the jar. Give it a shake and then reuse them all again! You can do this over and over again until they tear apart.  Thanks Blessed Homemaking for this tip

In the Kitchen/Bathroom:

  • Soap scum cleaner
  • Clean chrome around house (like your sink/shower fixtures)
  • Washing dishes
  • In the bottom of garbage cans

Outdoor Use:

  • Bug repellant – don’t rub on your skin, but maybe stick in pocket instead.  Bugs don’t like the smell.
  • Clean car plastic and chrome on both the inside and outside
  • Wash windows outside on house and vehicles
  • Car deodorizer under seats/glove compartments, etc.
  • Tents and camping gear and inside sleeping bags between storage

Bedroom/Other Household Areas:

  • Lay under mattress cover before making bed
  • Filter on air registers – just place the sheet down and put the register back up and replace after it is dusty
  • Filter in plant pots – place in the bottom of plant pots before planting to help keep the “dirt in the pot”
  • Freshen up drawers (specifically clothing drawers)
  • Freshen up gym bags, stinky shoes, or other stinky spots
  • Clean and dust blinds
  • Clean electronics – great for computer and t.v screens especially
  • Laminate floor Swiffer sweeper alternative – even attach to your current system
  • Dusting
  • Miscellaneous wet or dry cleaning jobs
  • Miscellaneous scrubbing jobs
  • Use to remove pet hair on furniture
  • Rub directly on your nylons, clothes or anything that has some static
  • Quick dusting on drapes as well as a “freshener” to rid of the musty/dusty/stale smell in between the washings
  • Under couch cushions to help freshen up and keep smelling clean
  • Hide under pet areas and pet beds
  • Place under mats and rugs and replace as needed for an extra layer of freshness

Storage Area:

  • Store in luggage between uses to stop stale smell
  • In clothing or other storage containers to tone down musty stale smell
  • Freshen up musty books by placing a used dryer sheet in Ziploc with a book for a few days and it will smell better after
  • Stick in musty basement corners to keep fresh (we have also heard that it can repel rodents as they don’t like the smell, not sure but could serve double duty for this purpose if that does work!)

PLUS – Just give to kids and let the creative juices flow for crafts and fun! Pull out crayons, markers, paints, scissors, etc.! You never know what they will create!

Now the fun part is that you can download and print this list to hang in your laundry room for quick ideas on where to use that next used dryer sheet that you just pulled out of the dryer! It might also be fun to start at the top and run through the list each day you do a load and then everything will get redone/replaced every couple of months! It is a good way to rotate your cleaning and freshening routine!

 <== Download your printable list HERE.

Do you have any ideas to share?  Please leave your comments below for us all to get more ideas.  We would love to hear from you!

{ 14 comments }

Alex & Cassie

25 Ways to Save on Amusement and Theme Park Tickets

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by Cassie on May 8, 2012

theme park ticket discounts

It is that time of year when many of us are itching for a getaway or at least a nice ol’ theme park visit for a little excitement.  Trust us, we love theme parks.  In fact, in our previous “unthrifty days” we would go on a whim, drop a load of money at the gate paying full price and not think twice about the person standing in line next to us on a ride in the park bragging about their discount into the park while rolling our eyes as if we didn’t care.  Well, we didn’t care – until one day when we recognized the reality of our debt-load and how stupid it was to not get a discount (not to mention the foolishness of being there when we couldn’t even afford it). We used to think it would be too much work to try and scope out a discount.  Arguably, some discounts will be more work than others, but some are hardly any effort and certainly worth seeking out!

We still love theme parks.  But now we plan, budget and seek out those discounts.  Honestly, discounts to any theme park are a dime a dozen.  We can pretty much guarantee you a discount to any theme park if you just look in the right places.  So we’ve rounded up a list of ways to save money on those tickets!

Here are our 25 Tips on How to Save on Amusement and Theme Park Tickets

  1. Check directly on the theme park’s websites. In this day and age, if a company is offering a discount, it will most likely be found somewhere on their website!  This can be quite honestly the easiest way to get a discount and at least save something off the gate entrance price.
  2. Quickly find out about discounts by calling the customer service or the management desk.  Most representatives will be clueless and confused as to why you are asking if there is a discount somewhere, but simply calling and asking directly may save you time if you get a helpful employee!  Ask to talk to a supervisor or manager if the person you are speaking with doesn’t know of any discounts.
  3. If you are a part of any of these groups, then check on a AAA, AARP,  Sam’s Club or Costco. We have found that you can get a discount to most theme parks through one (or all) of these outlets!
  4. Check with your local banks and credit unions, even if the theme park is not local. What I mean is that we have a lot of credit unions in our area and the area we grew up in. None of them are close to Disneyland, but they offer discounts and discount packages to Disney and other Theme parks.
  5. If you are planning to stay multiple days and hit multiple attractions, then consider a multi-day pass or a multi-attraction pass. Theme parks like Universal Studios or SeaWorld have offered “Buy One day, Get One free.”  Disney’s park hopper passes are cheaper per day the more days you purchase. Also, the CityPass is a popular way to go (for visiting multiple attractions) as you save 30% right off the top going through CityPass directly.  You can actually get discounts on the CityPass itself through AAA, Costco and more! These multi-day passes can also apply to the smaller and local theme parks too!
  6. Search online or call hotels local to the theme park and see if they have a package deal. In our area, several of the surrounding hotels offer discount packages with a room to the local Lagoon theme park.  They are not widely advertised, but they are common.  If you call one of the local hotels and they do not have a discount package deal, ask them if another hotel in the area does – you can usually find one within a phone call or two.  We did this recently when we visited the Creation Museum in Kentucky.  We called a couple of hotels and one gave us a list of hotels that offers discount packages.  As it turned out, we were able to stay at a Comfort Inn for $99 a night (for our whole family of 7) and this included the room and 2 adult tickets to the museum.  Since the adult tickets were $25 each, we received $50 in tickets and a room for $49.  The regular room rate was around $85 and discounted room rate of $70, so we were happy with the savings.  We actually stayed two nights and received 4 adult tickets.  Although we only needed 2 adult and 3 kids tickets (2 of our 5 kids was free :) ) it was still cheaper to use the adult tickets for two of the kids than pay the discounted room rate and buy 2 additional kids tickets.
  7. Have a travel agent work up a deal! Contact your local travel agents and tell them that you are looking for discounts galore and see what they quote you for a price! You never know, but they might actually be able to grab bigger discounts with their insider information than you can find! If not, it gives you the basis to try and beat that price you are quoted!
  8. Check on the discount prices using your Entertainment Book. This little (BIG) book is not only filled with coupons to your local businesses, but both in the book and then access your online account as there will be many more offers online, including many theme parks!
  9. Check with local (to the theme park) restaurants/businesses, Coke Cans/Convenience Store Cups, etc. We live near Lagoon Amusement Park and many local fast food restaurants, locally distributed soda cans (e.g., the Coke cans distributed in our area) and convenience store cups will have a coupon for a discount into this local park. Even when we were down in CA, we ate at Wendy’s (using our free fries coupons) and noticed that the drink cups down there had an $8 discount to SeaWorld or San Diego Zoo. So you could potentially find these all over the local area of the theme park.
  10. Check the local physical phone book. Whether you live locally or are staying at one of the local hotels, we always see coupons in the local phone books for some discount off of the attraction tickets!
  11. Check the hotel displays. This is one of the oldest and most common ways to easily find a discount and we typically find these discounts to be the lowest offered as they are so common, but they are a discount none the less! Those displays house dozens of flyers to attractions in the area and many of them will have an attached discount or coupon.
  12. Reserve/purchase your tickets in advance online. We saw this recently on LegoLand.  They were offering weekday tickets for 40% off when ordered online and in advance for a short time!
  13. If you are local to the theme park, consider season/annual passes.  In our area, we mentioned the Lagoon Theme Park.  They sell season passes which make up the cost in just over 2 visits to the park all season! In addition, the season passes are cheaper if you buy in groups, so if you know others looking for season passes, then you can make one big group purchase and split the costs and get your additional discount! 
  14. If you are a large family, consider a family season/annual pass, even if it is for a one-time visit! This one may sound quite strange – but we saw this in action when we went to the Creation Museum earlier this year.  We went with another family that had 8 kids.  The Creation Museum offered a family annual pass no matter how many family members there were.  They literally saved a bunch of money by purchasing this pass than individual tickets. Even if they hadn’t planned a road trip back there within the year, this one visit made it worth the money!  Obviously this only works if they do offer a “family” annual/season pass.
  15. Consider going with a large group for a group discount (this could work if you are not local to the park and going on a road trip with a large group too!). Many theme parks offer discounts with a group.  A group is sometimes considered 8, 10 or 12 or more! Even if you don’t intend to “hang out together at the park” consider teaming up with others for this group discount!
  16. Check with your employer for a discount! One of Alex’s previous employers corporate offices are based out of San Diego. They offered discount tickets to the San Diego attractions, even for their employees in other offices across the country.
  17. Look for the Buy One Get One days. We have seen so many theme parks offer “buy one day get the second day free” deals for certain times or seasons.  Consider attending the park during one of these times.
  18. Find out if they offer discounts for students.  If you are a student somewhere, many theme parks will offer special discounted rates for students when you show your student id.
  19. Find out if they offer discounts for military.  Just like the students, if you are either retired or active duty military, almost all theme parks offer some sort of discount for you and your family when you show your military id.
  20. Check with your insurance. This one may be interesting, but we have noted that many insurance companies offer discounts for their clients just by being a member of a certain insurance group.  We would recommend calling your insurance agent to find out if they offer discounts for their members!
  21. Check to see if they offer discounted days with canned food donations.  Another popular discount we have seen has been with the donation of food items that they will turn around and donate to a food bank.  This is such a great idea and not only do you get your discount, but the community is helped too!
  22. Avoid Peak Season or days. You will find it more difficult to find discount tickets especially during the peak times as they know they can jack up the prices.  If you avoid a peak season or day, you will get more for your money as you will be able to do more. :)
  23. Is there a bundle package offered that will include tickets, parking and maybe food?  Many theme parks also offer an all-in-one package and they will bundle options that will ultimately give you a discount.
  24. Is there a discount option if you enter the park after a certain time of day?  Some theme parks will also offer a discount if you enter after 1pm or 4pm, etc.  We have seen these tickets discounted as much as 50%.  So if that extra 2 or 3 hours in the park is not worth double the expense, then consider this option!
  25. Ask a local or an employee. If you know locals or employees, they will have insider information or even possibly free entrance for friends because they work there – you just never know what you might find out!

One big thing to consider when seeking out a discount is: “What are the restrictions on your discount tickets?” and consider the “nickel and dime” expenses. Answering this question can save you from regret later as some discount tickets might not be all that they are cracked up to be!

  • Is there certain times only that you can enter (time of day, season, blackout dates, etc.)?
  • How much will parking cost?
  • Are there rides/attractions that are not available with this ticket?
  • Any other restrictions or considerations that you need to weigh?

With all of that in mind, we recommend taking a quick look at all 25 ideas above and select your best and biggest discount option from the list!

Are there any discounts that we may have missed?  Please leave a comment below for all to take advantage of!

{ 1 comment }

Alex & Cassie

Cooking Healthy Pasta: 3 Simple Tips from Our Kitchen to Yours

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by Cassie on March 26, 2012

cooking healthy pasta

We have been wanting to write up a post on cooking healthy pasta – tips and tricks that we have learned over the last year and use in our own kitchen! We are posting these tips because pasta can be a very frugal and affordable way to eat and feed a large family for less especially! Plus, there can be these awesome pasta sales and coupons for all types of pasta: regular or wheat and in a dozen different shapes.  But the question we are continuously asked is that no matter how frugal the pasta is, how can you make it into a healthy meal?

No matter the pasta stock-up supply you may have on your shelf, you can do a few simple tips to cooking a healthier meal with your cheap pasta!  This may also make it a little easier to serve those affordable pasta dishes more often!

We have learned most of these tips from The Doctor Oz show and we started implementing them immediately as they are so easy!

Tip #1: Cooking Healthy Pasta Just by Cooking Under Al Dente
Cook your pasta until right before Al Dente! Why?  Well, this is a healthier way to cook the pasta as when you cook the pasta to it’s very soft form, the sugars have been broken down for you and you get a high spike in your glucose levels.  When cooking to just under al dente, you do not experience such high glucose spikes.  This is good for anyone to consider when eating, not just diabetics!  It will also leave you fuller longer, which means not needing to eat as much (which saves money) and not having to refuel on food again so quickly.

Neither one of us are health experts, just a frugal family trying to eat as healthy as we can on our tight budget, so we will leave further explanation to the following sites:

How do we ensure cooking this way:  I boil the water first, then I dump all of the pasta into the boiling water and set the timer for 1 minute under the recommend Al Dente cooking time.  Most pasta boxes will give 2-3 recommended cooking times – we just choose the shortest and cut another minute off!

Tip #2: Dashing Cooked Pasta With Balsamic Vinegar
We love this one! We literally do this every time we cook pasta, and the kids have no idea (and they hate vinegar because they can smell it on our salads!).  This recommendation comes right from Dr. Oz.

From the Dr. Oz Show HERE:
Vinegar’s acetic acid slows down how quickly you digest and absorb glucose from starch; this helps to control hunger and makes you less likely to eat later. Add 2 tablespoons of vinegar to a starchy dish to stabilize your post-meal blood sugar.

As soon as we are done cooking, we throw the pasta in a bowl and toss with a few dashes of balsamic vinegar, then continue the preparation like normal! We even do this in the kid’s Annies Organic Mac and Cheese before adding the cheese sauce :) Shhhh!

Tip #3: Mixing Fresh Veggies to “Expand” the Pasta
We’ve been doing forms like this for a while, but our ideas expand as time goes on for tips on how to expand the pasta! :) We recently watched the Dr. Oz show where he had Hungry Girl on the show and she was giving ideas on how to “expand” your pastas with fresh veggies.

Hungry Girl’s Mac and Cheese made with 1/2 elbow macaroni and 1/2 cauliflower.

Again, it was something we already were doing, but the list of items we are adding is continually growing.  It is a brilliant idea to add veggies to your pasta and slip it in for the kids to eat and for the family to eat healthier without anyone really noticing the difference!  The newest veggie idea that we got from Hungry Girl was adding cauliflower to your elbow, rotini, etc. shaped pastas! FABULOUS!

After adding your “fresh veggie expanders” then just prepare like you normally would or the recipe that you were going to do originally!

So, with this in mind, here are some ideas that we have now on veggies to add to pasta to “expand” it! But we want to expand this list too, so share any ideas that you might have in the comments below.

  • Fresh Tomatoes (all types!)
  • Carrot Shreds
  • Zucchini Shreds
  • Sweet Pepper strips thinly sliced for spaghetti or in chunks for shape pasta
  • Broccoli chunks
  • Cauliflower chunks
  • Mushrooms
  • Peas
  • Corn
  • Squash
  • Spinach
  • Replacing half (or all if you have enough!) of your spaghetti with 1 spaghetti squash.
  • Fresh herbs are a nice addition too for some extra healthy spice
  • What other ideas do you have?

Our family can eat 2 boxes of spaghetti/pasta each meal, so by doing any of the above, it means 1 box and then a good serving of veggies quite easily!

Depending on the dish, we also add beans for a cheap healthy protein too! It actually works well!

We hope this post and these 3 Simple Tips to Cooking Healthy Pasta will help your family to eat a bit healthier while on a budget and incorporate that affordable pasta. You can literally do all three at each pasta meal you make.  But even if you don’t incorporate the veggies, the first two are simple and will make a big difference while not costing extra (or at least verry minimally as a cheap bottle of balsamic vinegar will go a very long way!).  Share with us any tips you have on cooking health pasta!

Also, don’t miss our Dr. Oz section to find Dr. Oz recommendations for less!

Photo Credits: LucioRestaurant.net, Cafemom.com, DoctorOz.com, StartCooking.com

{ 9 comments }

Alex & Cassie

30 Ways to Save Money on Produce

This post may contain affiliate links. Please read our disclosure policy here.

by Cassie on March 3, 2012

We are often asked how you can save money on fresh produce with the accusative tone that you can’t.  This seems to be an area that plagues many money savers that want to feed their family healthily for less but don’t know another option outside of cheap cans of soup and store-brand macaroni and cheese.  Finally, the perception many people have of budget-savvy shoppers are those couponers that have showers dedicated to orange soda (an episode from Extreme Couponing) and that ultimately you can’t save money and be healthy at the same time.

Well, truth be told, you usually can’t find rock bottom deals or even FREE deals on fresh produce very often. It is a special treat when you can find a deal like that.  It certainly isn’t often enough to meet the needs of a single person, let alone a family.  But the good news is that our goal isn’t to get absolutely everything in life for a rock bottom deal! Our goal is to stick to our budget.  What this means is that we may have to sacrifice some items in different weeks in order to fit our needs within our budget.  But we prioritize what is important to spend money on, to stock-up on and to meet our family’s needs in a healthy way.

Produce is at the top of our priority list.  But often, in order to fit produce into our budget, you have to think creatively and outside of the box.  We are going to list just 30 ideas on how to save on produce that we have discovered and used ourselves to share with you so that you can include produce in your family’s diet while at the same time sticking within your budget!

1. Buy from a co-op
We have posted about buying our produce, both conventional and organic (whatever our budget allows for the week) through our local produce co-op quite frequently.  This is often our “go to” source for a fresh batch of produce as often as once per week! We actually share the results of what we get in our co-op basket on the weeks that we decide to get one! This is a year-round way to save each week!

2. Volunteer at a Co-op
Another way to stack the savings is not only buying from the co-op, but actually volunteering your time. This often means volunteering at the distribution site in some way. In exchange, you can usually get FREE produce or at least extra produce in your basket! For our specific co-op as an example, we pick up our baskets around 7am, which means those that offer to volunteer that day are there a couple of hours before to distribute the produce that came in.

3. Participate in a community garden
With Spring approaching, consider having your family participate in a community garden. There are almost too many different ways this is implemented to mention here, but the general idea is that gardening as a community is often easier and takes less time than trying to tackle the garden plot in  your own back yard.  You can find out more about how to participate in a community garden here and find one in your own back yard – to turn a phrase! :)

4. Buy from a local farmer
During the Summer and Fall months, we are able to buy from the local farmer’s directly as they will have stands or even signs attached to their home/farm advertising their produce sales. This is a great way to get very fresh (often organic depending on the local farm) for much less. If you also know a local farmer, consider establishing a relationship with them so that you can be some of the first to get first picks. This is a seasonal way to save depending on where you live!

5. Offer to be a farm help (or help with their stand) a couple of hours a week in exchange for produce
As you develop that relationship with a local farmer see if you can donate some of your time to help around the farm or with the produce stand.  Many farmers will give you free produce (and other products like eggs, meat, etc.) if you donate an hour or two of your time as often as they have availability. This can also be a good way to establish a solid work ethic for the whole family. :)

6. Glean
Yes, this is directly derived from the Biblical Principle of the farmer not over picking his field but rather allowing the poor to come pick the leftovers (Lev 19:9-10, Ruth 2). Although the true meaning is for the widow and poor, many farmers will offer a “gleaning” opportunity to the community as a whole.

When I was a child growing up in Idaho, I remember my family going to the potato farms after the harvest and the farmers allowing the community to go into the fields and pick their own remaining potatoes from what was left over. I would imagine that these types of offers from local farmers are all over the country. Some will be free (as it is also a service to them to get the remaining produce that their trucks did not pick up that would just be tilled back into the ground anyway) and some may charge, but either way – it could be a great way to save.  It was very memorable and fun for me as a child too!

7. Buy extra produce from a neighbor or offer other services in exchange
If you have a neighbor with a large or lush garden, they usually have way more than they can handle themselves. They will most likely be willing to sell you some at a large discount, but you can also consider offering services in exchange for fresh garden produce (including helping them weed and take care of the garden throughout the summer)!

8. Focused and exchanged gardening
Coordinate with several friends, family members or neighbors with good soil to each grow one or two items in mass quantity in your own gardens and when you harvest have a big exchange party. It ends up being cheaper when you can grow and focus on only one or two food items in bigger bunches rather than a bunch of small sections of different varieties! Let’s face it – some of us can’t grow a tomato if it killed us while others can’t help but growing them by the bushel! This gardening technique allows you to forgot those vegetables and fruit that you just can’t grow. Plus the likelihood of full and lush growth is better when you can treat the crop with the same care all around!

9. Grown your own
With that, if you do not have friends, family and neighbors to participate in a focused and exchanged garden, then just grow it yourself! It will still be cheaper that buying it from a grocery store, plus much more rewarding for you and your family. Kids seem to eat and enjoy something more when they themselves grew it!

10. Hit the seasonal sales and stock-up
Buy produce in season at your local stores. If anything, this assures that year-round you will get a nice variety of produce! Grocery stores will usually have 1-2 fruits and vegetables at a rock bottom price each week and then a handful on sale each week! This is the most basic and easiest way to save as you can also just make one stop for your groceries and sale produce!

11. Watch for markdowns
This is also a very common way that we save. Although you can’t count on a specific fruit or vegetable and likewise can’t establish your menu and grocery shopping, it is definitely worth checking and watching for those markdowns. Annually, we save hundreds grabbing markdown produce. The nice thing about it is that it adds variety, even on the non-seasonal produce. We either adjust our menu to incorporate our markdown produce over the next few days. In addition, we end up freezing a lot of markdown produce for future use (you can search on how to freeze different types of produce)!

12. Establish a relationship with local grocery store produce staff and get the almost ready to throw out produce
This is a secret tip, but it is a useful one! Grocery stores are required to pull produce on their shelves at a certain point – which is usually right before it goes bad. Sometimes if you are really nice to the produce staff you can request to pick up a box of all of the produce that they have pulled, especially if you promise to come get it quick.  We know a few friends that do this and the local produce workers will often just give them the box instead of even discounting it.

Now you may be asking, “What would I do with the older produce like that?” Well, most of it will probably not be very tasty for consumption as is, but we ourselves freeze turning or very spotted bananas for the best banana bread (we will share the recipe if you would like!), you can turn berries and many fruits (and veggies for that matter) into smoothies and juices. You can use older apples and pears for a homemade apple/pear sauce. If this idea intrigues you and you research this, we would love to hear your creative ideas that you find as well!

13. Buy Frozen
Buying produce in the frozen foods section is a great alternative way to save as it can save quite a bit of money all year round – especially when you can catch those frozen produce sales with coupons. We will sometimes buy frozen to fill in the gaps in our menu to prevent us from overspending on our grocery budget on those weeks it could be an issue. When there is a frozen produce sale or produce sale with a coupon, we will also stock-up at those rock-bottom prices to have produce for the future! Most of them are flash frozen and with a little steam heating, doesn’t come out much different than the fresh produce.

14. Watch and examine packaging
While you are shopping for produce, take a few minutes to carefully check all product packaging. Here are three examples:

  • If apples are .97 a lb., but the 3 lb. Bag of apples is $2.58, you might want to consider going with the 3lb. bag to save a little more. If you have extra time on your hands in the produce department, those 3lb. bags are approximate and so you could grab a few and weigh them and get the heaviest bag as you will still just pay the $2.58 price :)
  • We like to eat a ton of celery in our family. At our grocery store, the celery can be quite pricey at around $1.25 – $1.50 each bunch on the stalk. But there is a bag that sells for $1.98 that is the just pre-washed, cut and packed without the celery hearts or extras that usually get disposed of anyway; the package (for $1.98) is equal to two bunches of celery ($2.50- $3). We buy this as we save a little more.
  • If you typically only use the crowns of the broccoli, consider buying just the crowns instead of the whole pieces with stems. You might see that the broccoli with the stems sells for .99 a lb. while the crowns sell for $1.19 per lb. But if you are going to throw out the stems anyway, then just buy the “more expensive” crowns – but as the crowns weigh significantly less than the stems, you will save money just buying the crowns!

Each of these examples will hopefully demonstrate that by just spending a bit of time in the produce section and considering how different produce types are packaged can add up over time.

15. Don’t buy wet produce
Water is quite heavy, so when you buy produce by the pound you can actually find yourself buying some water as well!  Either find produce that hasn’t been rinsed recently or at least shake them well before checking out.

16. Be very selective when you buy your produce
How often do you buy your produce and then just a few days later open your fridge to them out the item to use in your meal to find that it has already spoiled?  If you take the time to carefully select the under-ripe, quality items then the amount of unused produce you buy will decrease significantly!

17. Buy your produce items smaller when buying by the pound
Often when you cut your produce item they need to be consumed right away.  When you buy smaller sizes you ensure that the leftover portions not used in your recipe aren’t simply discarded.  For example, if we are buying apples by the pound we will pick out the smallest apples so that there is portion control and none of it is wasted.  We have found the same principle works with fruits like bananas. Once they are cut or open there really isn’t much hope in saving it.  Purchasing the smaller sizes prevent you from throwing away your money!

18. Buy the largest produce you can when the price is per item
If you are going to buy certain items sold individually, then by all means buy the largest item you can find (assuming good quality of course).  You might as well as you will pay the same no matter the size you buy.

19. Find those rare produce coupons
To find potential rare coupons on produce, always check our coupon database to see if there are any available produce coupons that you can use to lower your out of pocket costs. They do exist and are typically on the prepacked produce and salads.

20. Use Facebook or visit sites of companies that sell produce
For another coupon or discount possibility, visit and like the Facbook pages or the sites of produce companies. In the times we live in now, if a company does put out a coupon for produce, they often release these coupons to their Facebook fans. By already being a fan, you will be notified on your wall as to if and when a coupon is available! We have seen those most recently for avocados, Dole fresh fruits, earthbound farms, Fresh Express salads (and the list goes on)… :)

21. Price match
For any stores that price match in your area, this is a huge benefit as you can shop at one store, but yet take advantage of the prices of produce all around town! We do this quite frequently!

22. Freeze leftovers for a soup
Whenever there are veggies left over from a meal, keep adding the cooked ones to a container in the freezer and then when it is full, you can make a nice veggie or veggie beef stew/soup! Those soups already contain quite a combination of veggies, so it will just add to a yummy and unique soup not found anywhere else!

23. Can your extras
Can your supply for the off-season or when you can’t find a deal. Then you can have those produce deals and specials all year-round.

24. Freeze your supply
Almost all veggies and fruits can be frozen to use in the future. We actually freeze quite a bit of produce. Most fruits can be frozen in the state you bought them in. For veggies, you will typically need to do a light blanching and or steaming. The process will be different for each type. We suggest just Googling “how to freeze fresh ______ (fill in the blank)” and follow the instructions to freeze your fresh produce deals!

25. Buy dehydrated produce to rehydrate or even dehydrate your own produce
If you have a dehydrator, you can dehydrate quite a bit of fruits and some veggies. They will then be preserved for quite a while and you can eat them in their dehydrated state, but some can also be rehydrated in water – just google this too for the specifics for the types of produce you are looking to dehydrate and rehydrate.

26. Extend the life of your produce with special baggies
There are a variety of fruit and vegetable life extenders you can invest in to help extend the life of produce in your fridge.  Depending on whether you use it, it can be worth the initial investment to buy some of these to help your produce life stretch further than it does now. It makes those weekly specials worth stocking up on because you will know that they will last a little longer than normal.  Check out the fruit and vegetable food saver and preservation items on Amazon to get some ideas!

27. Store fruits and vegetables correctly
Research (Google again:)) how to properly store the specific fruits and veggies you bought. Some types of produce will last longer stored on the counter and some will last longer stored in the fridge. Again, helping your produce last longer is going to save you money because you can buy more on those weekly specials!

28. Revive those veggies
Perk up veggies (like broccoli, celery, carrots) in a bowl of ice water instead of throwing out to perk them up again and help the “limpness” disappear.  This will allow you to use those vegetables that day as if they were fresh veggies.

29. Grow your own green onion
Don’t forget about the ever-growing green onion that will regrow over and over again. We usually just let them regrow 2-3 times before replacing. But even if you only regrow one time, this saves you 50% on Green Onions!

30. Finally keep up with the produce savings on our site
Just as we mentioned to follow the produce companies on Facebook and print off those rare coupons, if you follow our site closely we will tell you when those awesome coupons are available as soon as we know ourselves!  This way you don’t have to follow hundreds of companies but rather just one – shameless plug added! :)

Finally, what tips did we miss and which of these have you used to save on produce?

Photo Credit: Fords Produce

{ 7 comments }

Alex & Cassie

Make Your Own Laundry Detergent with Scent Like Tide and All Surf

This post may contain affiliate links. Please read our disclosure policy here.

by Cassie on February 2, 2012

make your own laundry detergent

Last week, we shared our recipe for homemade laundry detergent powder for sensitive skin (compared to Ivory Snow or Dreft) that we use for our baby and our son with eczema.  We promised that we would share the recipe we use for the rest of the family, our towels and bedding.  Are you ready to make your own laundry detergent?  Let’s get started!

Similar to the previous recipe we shared, this one is also very easy and quick to whip up a batch at less than 10 minutes – a perfect length for our busy family.  :)   And as the recipe we share gives you enough for 80 light loads or 40 heavy loads of laundry you can adjust the recipe to meet your family size and your schedule!

We actually make a double or triple batch of this powdered detergent because as we mentioned before, it stores better than the liquid detergent (our own opinion) and the larger batch decreases the number of times we have to make it.  But as we mentioned before, we are certainly willing to try a liquid if you have a recipe you recommend!

laundry detergent ingredients

First, here is the ingredient round-up:

  • 1 bar of Fels Naptha Soap
  • 2 cups of Super Washing Soda
  • 2 cups of Borax
  • 5-6 Drops of Lavender Essential Oil (or other fragrance if you prefer)

Step #1 – Prepare your Fels Naptha:

  • Microwave your Fels Naptha soap bar for 30-60 seconds to soften the bar.  It will not create the cool meringue marshmallow growth like Ivory does, but it will certainly be easier to deal with when it is softer :) In addition, it leaves a nice clean smell in your home.
  • Then cut it into cubes and stick it in a blender/food processor
  • You will note some recipes encourage you to grate your soap; I really don’t like to grate it as I prefer softening and then blending.  So yes, some might refer to this as the “lazy way”  but I prefer to think of it as the “very busy, yet very productive mom way!”

Step #2 – Blend in the Borax and Washing Soda:

  • With the Fels Naptha softened and cubed, next add your 2 cups Borax and 2 cups Washing soda.  I actually add 1 cup of each of these at a time, so start with 1 cup of the Washing soda and blend, then 1 cup of the borax and blend and then repeat!
  • Continue blending until you see uniform mixture.

laundry detergent in food processor
This is what is looks like with 1 cup of the white powder and the blended Fels Naptha

Step #3 – Add scent:

  • Drop in 5-6 drops of Lavender Essential Oil into the mixture and then blend for 20-30 seconds one last time to that the fragrance is evenly distributed.
  • Your final product will be a nice fluffy peach-colored powder detergent that smells great and works well! We store it in a #10 can in our laundry room!  The end product will yield 40-80 loads worth of detergent!

make your own laundry detergent
This is what is looks like in the end as a fine “light peachy” colored powder!

Here’s how to use it:

  • Light Load – 1 Tablespoon
  • Heavy Load – 2 Tablespoons

We’ve also had a few of you ask about odor after using our detergents.  When we use both the clothes smell clean and don’t have an odor.  We also want to remind you of our recommendation to use vinegar as a fabric softener which also helps to remove odor.

Here’s the cost breakdown:

  • 1 Bar of Fels Naptha sold for around $1.00 in-store
  • Borax with average cost per box of $4 (for a 76 oz. box) = $0.84 per 2-cups for each laundry batch
  • Super Washing Soda with average cost per box of $3 (for a 55 oz. box) = $0.87 per 2-cups for each laundry batch
  • Lavender Essential Oil around $5 a bottle (Puritans Pride buy 2 get 3 free sale is one of the cheapest!) which will last for a LONG time (ours has lasted forever) so we will estimate around $0.20 to be conservative?

This makes the final price an average of $2.91 per batch of 4-7 cents per load (even cheaper if you purchase the above ingredients for less with sales or coupons)!

cost per laundry detergent load comparison scented

Here’s how Tide (usually most expensive in-store) and All Surf (usually on the lower end of cost in-store) stack up in price to this homemade equivalent.  We are comparing to Walmart’s everyday low prices.

Tide Powdered Detergent 169 oz. (equal to 120 loads) sells for $20.47 = $0.17 per load

All Surf  156 oz. Powdered Detergent (equal to 120 loads) sells for $10.97 = $0.09 per load

When you make your own laundry detergent you can save between 61-76% compared to popular national brands!  Our homemade laundry detergent is 61% cheaper than store-bought All Surf and 76% cheaper than Tide powder detergent! Even with sales and coupons, you would need to purchase the name brands  for 60% off or more to equal the same value.

If you wanted to purchase the ingredients online and have them shipped to you, here are some options.  Please note the Fels Naptha and Borax are cheaper in-store, but we provide you these online resources for comparison and in case you can’t find it easily in your local supermarket:

Fels Naptha

Super Washing Soda 76 oz. (will make multiple batches as you only use 16 oz. per batch)

Borax 76 oz. (will make multiple batches as you only use 16 oz. per batch)

Lavender Essential Oil (this will last FOREVER and has many household uses!)

See our sensitive skin homemade laundry detergent powder recipe to save 90% over store bought equivalent.

See more of our Daily Doses of Thrifty to save even more money in your household budget!

Disclaimer:  Before using any homemade laundry detergent, please be sure to test it on a small piece of clothing first.  Finally, don’t forget to have fun.  When you make your own laundry detergent not only can you save money, but have a wonderful time with your children as well!

{ 33 comments }

Alex & Cassie

Homemade Laundry Detergent Powder Recipe Like Ivory Snow and Dreft Soap

This post may contain affiliate links. Please read our disclosure policy here.

by Alex on January 26, 2012

As we have shared many times before, the next stage in our savings as a family is learning to make simpler, healthier, and more natural choices while still fitting within a tight budget.  With that in mind, we have started making our own homemade laundry detergent.  We have two powdered recipes to share, but today we are going to show you the first one which is a classic, perfect for sensitive skin and extremely easy to make.  Make sure to reference our other recipe we use for the rest of the family, towels and bedding.

Not only are we trying to be more natural and healthier in all areas of life, but ease and simplicity with a busy homeschooling family of seven is also a very key element to many things we do.  We love this recipe as it seriously only takes less than 10 minutes to whip up a batch – even faster than running to the store for forgotten laundry soap – a perfect length for our busy family.  :)

This recipe is for powdered detergent that is equivalent to 80 light loads or 40 heavy loads of laundry.   This is the one we make for sensitive skin as we have a baby (like Dreft) and a son with Eczema (like an Ivory Snow type detergent).  We call this the “boy’s soap” for this reason. ;)

I like homemade powdered detergent over liquid at this point in our lives – it stores better and and is extremely fast and easy to make.  However, we are certainly willing to try a liquid if you have a recipe you recommend!

homemade laundry detergent powder ingredients

First, here is the ingredient round-up:

  • 1 bar of Ivory Soap
  • 2 cups of Super Washing Soda
  • 2 cups of Borax

microwaved ivory soap

Step #1:

  • Microwave your Ivory Soap for 60-90 seconds – YES, microwave :) I hate grating – whether it is cheese or soap, I don’t like grating stuff.  Plus it takes a long time to grate.  The other benefit is that not only is it fast and easy – it is also a super fun experiment and project – your kids will love it!!
  • Although it looks soft and edible, it is actually an unexpected consistency – dry and brittle – and it will process very well in a blender or food processor without taxing your equipment (I also want my food processor to last a long time!).
  • Plus if any spills over off the plate, it is a way to get your microwave a bit cleaner – and the after smell makes your home smell like a clean linen smell.  Very pleasant!

put ivory soap into food processor

Step #2:

  • Put the 2 cups of Washing Soda and the soap (broken up) in your blender or food processor and mix until blended well
  • Then add the 2 cups of Borax and blend again until well blended

Your final product will be a nice fluffy white powder detergent that smells great and works well! We store it in a #10 can in our laundry room!  This is a 40 – 80 loads worth of detergent!

Here’s how to use it:

  • Light Load – 1 Tablespoon
  • Heavy Load – 2 Tablespoons

Here’s the cost breakdown:

  • 3 Bars of Ivory Soap sold for $1.00 = .33 per batch (we actually have a stash of the three packs we got for FREE with a sale and coupon means even cheaper ;) )
  • 76 oz. of Borax with average cost per box of $4 = $0.84 per 2-cups for each laundry batch
  • 55 oz. of Super Washing Soda with average cost per box of $3 = $0.87 per 2-cups for each laundry batch

This makes the final price an average of $2.04 per batch or .03 -.06 per load (even cheaper if you get the above ingredients cheaper with sales or coupons)!

Here’s how Dreft and Ivory Snow stack up in price to this homemade equivalent.

Ivory Snow Powdered Detergent 24 oz.equal to 15 loads sells for $5 per box on average = $0.33 per load

Dreft 53 oz. Powdered Detergent equal to 40 loads sells for $12 per box on average = $0.30 per load

Our homemade laundry detergent is 90% cheaper than the store-bought detergent! Even with sales and coupons, you would need to purchase the name brands  for 90% off to equal the same value.

The next recipe we will share is for the scented detergent for the rest of the family and our towels/bedding loads!

See more of our Daily Doses of Thrifty to save even more money in your household budget!

Disclaimer:  Before using any homemade laundry detergent, please be sure to test it on a small piece of clothing first.

{ 31 comments }

Alex & Cassie

Thrifty Couple Myth Busters: Help! I Am Using Coupons BUT Spending More!

This post may contain affiliate links. Please read our disclosure policy here.

by Cassie on January 24, 2012

Have you experienced this?

Do you run into this dilemma?

Has your spouse ever said “What are you doing?  You are spending all of this time to use coupons, but you are spending more money!”

Well, this is actually a real and true scenario that plagues many would-be couponers.  In fact, this is a risk for even the best of couponers!  Believe it or not…… There is actually a WRONG and a RIGHT way to use coupons!

First, before we share the real and right way, let us tell you about the wrong way.  Many years ago, Alex and I were attempting to cut expenses in every area of life in an effort to rid ourselves of the mountain of debt we accumulated the previous 4 years of our marriage.   One way that we assumed was the way to drop your grocery budget was by using coupons.

Here’s what we would do:

  • We would shave the items on our grocery list to the bare minimum
  • Spend time searching for coupons (times does equal money)
  • Spend money to get the coupons (buying the newspaper, often in multiples)
  • Cut those coupons out and head to the store.

When we would arrive at the store, we would stand in the aisle and compare all of the products on the shelf.   Here’s where the rubber met the road…… we would stand there and compare the name-brand price plus coupon with the price of the generic item.  At least 90% of the time, we would find the generic to still be cheaper than the name brand with the coupon! Our efforts, time and plan was failing – all with more money fruitlessly spent to try saving money! It wasn’t working! How do others use coupons and make them work??

We would both leave the store irritated and exasperated! If we had purchased the items we planned with the coupons, our bill would have been about 20% higher.

So here’s where the real truth lies – buying generic items is going to generally yield greater savings than name-brand with the coupons.  It’s true – there’s no myth about this!!

So why even bother with coupons if that is the case?  Well, we wanted to share with you the flip-side and a big epiphany for our family and budget once we figured it out!

You can use coupons on sale priced items and get those rock bottom deals to make them much lower (sometimes FREE) than the generic counter parts! Taking advantage of these extra savings is really the only way to use coupons. It is best to use your coupons on a rock-bottom sale.  What we mean by this is items will go on different sale levels throughout the year, but about 2-3 times per year, nearly every item will hit a rock-bottom price.  You want to try and catch the rock-bottom sale with your coupons at that time.  Nearly every week, there will be a handful of items that would be considered a rock-bottom sale and you can stock-up at this time!

Here’s an illustration to explain how this works.  This is from our observation and calculations from watching the sales and retail trends over the last several years – its not official or scientific but what we consider as real life:

understanding store prices

Let us demonstrate this concept with Quaker Oatmeal (this was a real scenario at one time that we took advantage of, but of course it will be different each week).

  • Buy the oatmeal today at retail price of $3.99 – If you were to go and buy this oatmeal today off the shelf, it would be an average of $3.99 per box – final price $3.99
  • Use the $1/1 coupon often found online or newspaper off the retail price – This is still a terrible deal (in our opinion) because if you take a moment to compare the products on the shelf, you will probably find that the generic was only $1.99 – a lot cheaper than the name brand with the coupon. – final price $2.99
  • Combine the $1/1 coupon with the rock-bottom sale price – Wait for the cart-buster sale (e.g., the 10 for $10 sale that occurs 2-3 times per year) where the item is $1 .  Now, when we combine the sale price with our $1/1 coupon(s) it made it FREE! – final price FREE!

Free items are more rare – honestly, you will typically end up with an average of 60-80% savings – certainly nothing to scoff at!

By shopping this way, your budget for your groceries will drop significantly! This is the age old secret that couponers use :)

And when we say groceries, we include household items, toiletries, diapers/wipes, pet care/food and more everyday items as these same rules apply to all of these categories.  Pretty much everything you would find in a regular large grocery store!

How many can you get for FREE?  It will depend on how many coupons you have.  If you subscribe to multiple newspapers, are able to print coupons and other various ways to get coupons, then this will determine how many you can get for that FREE price.  And now that you are saving this large amount of money, those coupon resources (newsapers, cost to print coupons and your time) start to become much more worth it!  Just think, if you spend 2 hours preparing for a trip, saved $100, then your $50 per hour was well worth it (or even $40 per hour if you factor in cost of resources)!  We will be talking about coupon resources more later, but this is just to help you understand the differences between the right and wrong ways to use coupons!

Do you see that if you used your coupon to get them for $2.99 (especially when the generic was $1.99), that you paid a lot more in the end and wasted your coupon, money and time?!

The main point of this post is to give you the tip to hang on to your coupons and only use them when an item goes on sale so that you can actually experience real grocery savings from using coupons!

Now there is another way in which a coupon by itself will save you more than buying generic, even without a sale. It is on those high value coupons or FREE product coupons that we will post here on our site when they are available.  This is important to note, but these coupons are rare coupons and are usually to help introduce you to a product, but as a norm, you will not be able to have a huge impact on your grocery budget by counting on these high value coupons.

So the next question you may be asking is…… how will I know when an item goes on sale and when to finally use the coupons! And this is a very good and very reasonable question.

There are a couple of ways:

  1. If there is a deal that will yield a good savings, we will post them on our site in individual posts.  Watch for these continuous posts with tips on how to combine the coupon with sale price if its a product your family uses.  You can also search for specific deals in our search box.
  2. Use our Grocery Shopping Lists with Coupon Matchups section of our site HERE.  The great part is that we have several printable lists for many grocery stores as well as Walmart, Target, Walgreens, CVS and Rite Aid.  You can see the lists HERE (choose your state and store from the drop down menu).  These store lists do include the items that are in the ad, but not everything in the ad is the rock bottom sale price (as this only happens 2-3 times per year for that product).  So, you will see a stock-up scale listed on these lists to help you decide when it is a good time to stock-up.  This scale is represented by the star rating each item is given.  4 & 5 stars are the times to stock-up on that item!

So, hopefully we have helped explain this myth and shown that although there can be truth to the statement “Help! I am using coupons BUT spending More Money,” that at the same time it can be false as well!  It is all about context. ;)

We do understand that this does not entirely answer every question, nor did we intend to be exhaustive on the subject, but we wanted to cover a very specific question that many people have about their experience with using coupons.

What other questions, concerns, comments or other statement do you have in regards to the above topic?  What other issues would you like us to address?  AND remember that you receive an entry into our monthly $25 Amazon gift card giveaway for leaving a comment ;

{ 17 comments }

Alex & Cassie

How to Save on the Way to the 2012 Family Economics Conference in Chicago

This post may contain affiliate links. Please read our disclosure policy here.

by Alex on January 5, 2012

Have you seen this little piggy?  Just a little bit ago we opened our email and found in it another announcement of the upcoming 2012 Family Economics conference in Chicago just a couple of short months away!  If you remember from when we first announced this conference, we shared that it was at the first annual Family Economics conference that we really solidified our vision for my leaving the corporate world and coming home to work with my family in many of our business ventures.  We would have never dreamed that just two short years later we would have been asked to come to the conference to share practical ways and tips to help families save money and stretch their budgets in every area of life!

So let us help you by piggy-backing off the great tips that Generations with Vision already shared by sharing them with you and adding a couple of our own!

#1. Start following our site and learning all the great tips and money-saving advice now (before the conference)!

So first, if you are new to our site we want to wish you a warm welcome!  But we don’t want you to just wait for the conference to get some great tips and advice.  We want you to start saving now to help get you to the conference for less!  We wouldn’t be The Thrifty Couple if we didn’t share with you tips now on how to do it for less and start saving money now.

We invite you to join our fun community on Facebook where you get links to the latest on our site – but even more so, you can join in on the discussions!  We love our community and LOVE the comments!  Plus we post exclusive deals, coupons and samples on Facebook so make sure to like us to get it all!

Join the Discussion on Facebook

Plus, don’t miss out on our daily newsletter where you get all our tips, deals and articles in one place! Just click HERE to start your FREE subscription! Please confirm your subscription (a confirmation email will be sent to you that you will need to click through to confirm that you would like to receive emails from us)!

#2. Make sure to register and use promotion code ThriftyCouple to save you $20 off your registration!

We love saving money here and wouldn’t be consistent unless we shared with you how to save on your registration for the conference!  As we mention above, simply click here to go to the conference site, and when you sign up use code ThriftyCouple to sign up!

#3. Write about it on your own blog and get a discount!

Do you have your own family blog?  Generations with Vision is offering you $25 off your family registration or $5 off your personal registration just for sharing on your blog (let us know if you do so we can get you in contact with the right person to get your discount)!  Of course, we would love it if you mentioned that you can’t wait to meet us, but with the awesome lineup of speakers we understand if you don’t.  :)

#4. Check out many of our tips on how to save on your road trip to Chicago including the drive, accommodations and food!

Two years ago we shared a number of articles on how to save on your many stages of a road trip:

  • Make sure to prepare your vehicle for the trip.  Its not much fun to be stuck on the side of the road (not to mention not thrifty with cost of tow truck and small town mechanic).  Besides, you don’t want to miss the first day of the conference!
  • We share some great tips on the actual drive itself!  From setting a budget to the food on the trip you will want to read this.  We even have a small section to prevent everyone in the car from going crazy with some ideas for in-car activities too! And yes, the little picture of our daughter eating her french fry was on our way to the Family Economics conference back in 2010!
  • Even though we all know the price of gas is astronomical, if you have a family (and a large one at that) you know the cost of lodging can be through the roof!  Make sure to check out our list of tips and tricks to help reduce the cost of motel or hotel as well!
  • Before you read this next part and just close the browser claiming we don’t know what we’re talk about we ask you to read it in full – stay at a timeshare or condo!  We share tips (not on buying a timeshare) but how to get those empty and overflow condos for much less!

So although you could hitchhike (you can see that tip in the original email), we really encourage you to check out these tips first!  :)

We invite you to come, gain a vision for your own family and meet with a large number of families doing the same!

Don’t forget to see our original post announcing the 2012 Family Economics conference for more details about the conference!

{ 0 comments }

Alex & Cassie

Step #1 in Developing Your Family Economy in 2012: Identifying Your Goals with FREE Download

This post may contain affiliate links. Please read our disclosure policy here.

by Alex on January 3, 2012

We all know the new year is a time for making resolutions that are often broken and forgotten within just a few weeks.  But when a new year comes up for us, we try to look at it a bit differently.  How?  Think of our country, city or even a local business.  Each entity has a defined year and its own “economy”.  If you work for a company, you know the planning that occurs early in the fiscal year is important to meeting its fiscal goals.  You know the country or local government has a defined time period in which budgets are set for the year.  We see the family as another such entity and we look at the beginning of the year much in the same way as would a company or civil government.  Yes, instead of trying to set a number of resolutions, we look at the family as its own economy – and what better time than the first of the year to take a break from our busy lives and sit down to practically discuss and come up with the goals as we prepare for 2012.

We are compiling a set of resources that we have found useful in doing just that – helping you develop your family economy this year.  As every economy requires, you need to have incoming funds and outgoing funds (with the goal as the outgoing is less than the incoming :) ).  You need to identify the priorities of where you will spend your money.  But where we start here is helping you identify your goals for this year and initial, high level actions to meet those goals.  And as we mention in the questionnaire, we encourage you to sit down as a family to complete this task.  If you as a family can commit to establishing your economy you will be further along in the process of having a better financial future for not only your family now, but for future generations as well!

Snapshot of the Family Economy 2012 Questionnaire

Step 1: Identifying Your Family Economy Goals and Actions for 2012 (download the questionnaire here)

We encourage you to sit down with your family as you work through the following checklist. The goal of this is to help you start thinking outside of your daily, busy schedule and force you to work together on becoming intentional with your finances. We all know the adage: If you fail to plan, you plan to fail. And although it seems trite, we have found in our own experience just how true it is.

One of the most important lessons we learned in our own household is the idea of ensuring open communication and committing as a whole family to pursue this plan.

We recommend setting aside some time one evening as a family to enjoy together and as part of that take the time to work through this checklist. If that is too daunting, possibly try to work through it during a family meal. No matter how big or small, just try to do something. This is your checklist – do with it what you will! As one idea, prior to starting ask each family member the following questions:

  • Is everyone in the family willing to participate?
  • Are we ready to do an even better job this year (compared to previous years) with our budget?

Finally, keep this checklist as we want you to refer to it the full year. The making of the goals and decisions is the easy part – following through takes hard work, dedication and accountability. Are you ready to get started?

Download the questionnaire by clicking on this link!

Also join us this year at the 2012 Family Economics Conference in March where we were invited to share practical ways to help develop a family economy.  Plus make sure to check our promotion code to give you a discount on your registration (we want to help you save even on that) just for being a reader!

Stick with us as we will continue providing you our own personal resources for developing and maintaining a healthy family economy this year!  This is just the beginning!

{ 0 comments }

Alex & Cassie

Easily Earn $600 this Year Without Spending More and With Minimal Effort

This post may contain affiliate links. Please read our disclosure policy here.

by Alex on January 2, 2012

With a new year upon us, its time to get back to normal life and make plans for your family’s budget and financial goals for 2012.  What if you could quickly and easily do something now to give your family an extra $600 this year alone? (based on the average spending for an American household)  What if the additional effort needed is by paying your everyday bills and expenses with a new card (a debit card of course)?!  Last year we shared with you an awesome way we earn cash back just by using our PerkStreet FinancialSM debit card – we learned about this from Dave Ramsey and after signing up (its FREE and easy to sign up) just loved how much money we earned.

Check out some great ideas on how to use your cash back:

  • Effectively lower your monthly bills by paying with your cash back rewards
  • Use the perks to help meet some of your new financial goals for 2012!
  • Save this FREE money and use it to budget for Christmas this year (it is coming, you know :) )

We encourage you to check out our last post where we gave you all the details on what Perkstreet is all about.  Throughout the year we’ll be sharing tips on how we used our card with necessary expenses to help pay our “mommy and our newborn son’s” hospital bills (while earning great rewards), how we immediately apply our rewards to budgeted bills with the end result of giving us more money to save this year, and other great ways we have found to use and earn more perks!

Our last post will give you all the details, but here’s a quick summary:

  • Earn 2% cash back on all non-PIN debit card purchases for 3 months (90 days)
  • After 90 days, earn 2% cash back on every non-PIN purchases when your balance is $5,000 or more or earn 1% cash back for balances below $5,000. Either way, you won’t find another bank in America that gives you more rewards on debit.
  • Get 5% PowerPerks at rotating monthly categories and merchants (this month on sport and athletic clubs (think New Year’s resolutions) and TurboTax (a favorite for us as well – more later!))
  • No credit check. No annual fee. It’s free to get and free to use.

Click HERE to go directly to PerkStreet FinancialSM and sign up for FREE!

Click HERE to check out our last post with all the details on how you can earn $600 cash back (or more!) this year from your everyday spending!

The PerkStreet FinancialSM Debit MasterCard® is issued by The Bancorp Bank pursuant to license from MasterCard International Incorporated.

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Alex & Cassie