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This post may contain affiliate links. Please read our disclosure policy here.Improve your family’s finances starting today–
We are a real couple knowing first-hand the pain and struggles of financial despair and not seeing a way out. We’ve been there and know those struggles – yet through simple strategies we share on our site, we found our way out and started the rest of our journey. We started this site to give others the tools and resources we didn’t have years ago – principles we used while in the heart of our debt and still use today after paying off over $100K in consumer debt as they are truly universal in achieving your every financial goal.
There are two parts to this picture – First, how a family can come together and focus on solid financial principles to work towards becoming good stewards in every area of life. And second, that through healthy living and working towards that harmonious home that healthy, balanced living will lead to healthier finances and a healthy, happy family. Our hope and prayer is that as we relate our story that you will share yours with us. We continue to share our experience we’ve learned along the way while hearing and learning from yours. And that together we can all grow together – come grow with us!

Meet Your Financial Goals
- Financial Focus: How to Implement the 2-by-2 Formula with a Variable Income
- Its Here: Our Personal, Secret 2 by 2 Formula We Used to Pay Off Over $100K of Consumer Debt
- Time for Some Financial Ground Rules: Every Battle Requires Some Rules of Engagement (Part 3)
Managing Household Finances
- Protect Your Family from Identity Theft: Monitor Your Credit Score Each Month for Free
- FREE Online Quick and Secure Way To Organize All Of Your Bills
- Now is the Time to Join: Changes to PerkStreet Financial Means More Benefits for More Customers
Making Extra Income
- Over 100 Ways to Earn Extra Income
- Earning Extra Income: Marketing 101
- Now is the Time to Join: Changes to PerkStreet Financial Means More Benefits for More Customers
Our Financial Journey

In the Kitchen
- Paula Deen Frito and Corn Salad Recipe: Y’All Gotta Try This – So Easy And Oh So Yummy
- Tuna Mushroom Casserole with Sour Cream Sauce Recipe: Very Frugal Filling Dish
- Hawaiian Haystacks Recipe: Sweet Meets Savory with a Crunch
Homemade Natural Products
- Easy Homemade Skin Moisturizer and Soothing Cream: Great for Eczema and Other Skin Conditions
- How to Make Butter and Buttermilk the Easy Way: Good for Molds and Flavored Butters
- Make Your Own Laundry Detergent with Scent Like Tide and All Surf
Home Tips & Tricks
- 35 Ways to Reuse, Re-purpose and Recycle Dryer Sheets with Printable Download
- 25 Ways to Save on Amusement and Theme Park Tickets
- Cooking Healthy Pasta: 3 Simple Tips from Our Kitchen to Yours
Kids Corner

Check out some of our daily links–
Finally, don’t miss our new coupon corner–
Do you currently use coupons? Or have you been wanting to try or even use them better? Well you have come to the right place! Our Couponing Corner!
You see, we’ve been using coupons for many years. In fact, we used so many and it became such an integral part of our lives that we would have probably been considered one of those Extreme Couponers (even though there are many untrue things about the real show) before the phrase even existed. We love coupons and have tons of fun and see loads of savings with them.
BUT….the last couple of years, we have changed that way we use coupons. Coupons no longer control our lives, control our time, control our spending nor do they control our diet either!
After several years of being avid couponers, we realized that we were buying unnecessarily to grab a good deal and our pantry was filled with things that we either wouldn’t eat or that we shouldn’t eat!
Well, since then, we have wisend up in this area too and approach coupon usage as a supplement and tool to save extra – when and where it makes sense and when and where it works for us! And we still love those coupons, we just have a different attitude now!
With that bit of our coupon history, we invite you to use coupons as a supplement to save more by using them when and where it makes sense for your family! Coupons become a joy and fun and no longer a burden on your lives or your diet when you approach them this way!
























{ 18 comments… read them below or add one }
too funny!
You know my younger kids LOVE the dentist. They have video games and all sorts of fun things. My older kids however hate going to the dentist because of the floride rinse. They are begging me not to find a new dentist now that we’ve moved!
Toni
Well, we’re hoping the next child to go in won’t have so much fun and deter all the rest from that point! Our oldest is such a positive person and looks at everything that way. It is wonderful most of the time…..
too funny!
You know my younger kids LOVE the dentist. They have video games and all sorts of fun things. My older kids however hate going to the dentist because of the floride rinse. They are begging me not to find a new dentist now that we’ve moved!
Toni
Well, we’re hoping the next child to go in won’t have so much fun and deter all the rest from that point! Our oldest is such a positive person and looks at everything that way. It is wonderful most of the time…..
Amen!
Amen!
LOL, I wish my poor niece felt that way, she is terrified to death of the dentist.
LOL, I wish my poor niece felt that way, she is terrified to death of the dentist.
My 8 year old had to have a root canal on her back bottom molar because of a small crack she got from intensely grinding her teeth night after night. Oh goodness I was sick for days about it. However, she said that the first shot hurt, but after that there was no pain and she didn’t have any pain afterwards. Wow we were so relieved! So I guess there is the good and bad with the latest dental technlogies. Oh and since this is a frugal site, I must share that we actually had it done at a dental school by an endo specialist student. Since the regular dentist wouldn’t do it because it was so tricky, we were looking at a $5,000 bill from an endo specialist…who wouldn’t take our insurance. Our dentist gave my daughter’s case to the dental school and after a week of review, they agreed to do it free of charge. We had to travel 2 hours, but we couldn’t be happier. They were even able to finish all their work in one afternoon. PTL
Wow Kelly – very impressed by the thriftiness! We had insurance then, but due to our recent career changes, we no longer have dental insurance and will be finding creative ways to save on dental care – what a great idea!
I had a root canal recently, and I remember cavities as a kid being so much more painful, uncomfortable, etc. than this recent root canal! Amazing!
My 8 year old had to have a root canal on her back bottom molar because of a small crack she got from intensely grinding her teeth night after night. Oh goodness I was sick for days about it. However, she said that the first shot hurt, but after that there was no pain and she didn’t have any pain afterwards. Wow we were so relieved! So I guess there is the good and bad with the latest dental technlogies. Oh and since this is a frugal site, I must share that we actually had it done at a dental school by an endo specialist student. Since the regular dentist wouldn’t do it because it was so tricky, we were looking at a $5,000 bill from an endo specialist…who wouldn’t take our insurance. Our dentist gave my daughter’s case to the dental school and after a week of review, they agreed to do it free of charge. We had to travel 2 hours, but we couldn’t be happier. They were even able to finish all their work in one afternoon. PTL
Wow Kelly – very impressed by the thriftiness! We had insurance then, but due to our recent career changes, we no longer have dental insurance and will be finding creative ways to save on dental care – what a great idea!
I had a root canal recently, and I remember cavities as a kid being so much more painful, uncomfortable, etc. than this recent root canal! Amazing!
Sooo True!!!
MY orthodontist has 2 Video game stations right as you walk in. And a TV playing a movie (like Pirates of the Caribbean etc) at EVERY chair! And if that is not enough, upon completion of whatever is being done that day, you get wooden tokens or small chips which can be exchanged or turned in for prizes like toys, games, and gift cards to food places like Starbucks.
What is even funnier, is that she was such a good patient, that she also received a coupon for a free kids meal at a local taco place. She was so excited about the coupon and was making the office laugh as she said that her mommy and daddy were going to be so excited that she came home with a coupon for FREE stuff because we love coupons! It was so cute and the staff thought she was such a hoot!
Sooo True!!!
MY orthodontist has 2 Video game stations right as you walk in. And a TV playing a movie (like Pirates of the Caribbean etc) at EVERY chair! And if that is not enough, upon completion of whatever is being done that day, you get wooden tokens or small chips which can be exchanged or turned in for prizes like toys, games, and gift cards to food places like Starbucks.
What is even funnier, is that she was such a good patient, that she also received a coupon for a free kids meal at a local taco place. She was so excited about the coupon and was making the office laugh as she said that her mommy and daddy were going to be so excited that she came home with a coupon for FREE stuff because we love coupons! It was so cute and the staff thought she was such a hoot!
Way too funny! Our technology has made even going to the dentist a treat! My how times have changed!
Way too funny! Our technology has made even going to the dentist a treat! My how times have changed!